Job Description

Empowering Africa's tomorrow, together...one story at a time.
With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
Job Summary
The Enterprise Development Specialist is responsible for supporting the growth and sustainability of SMEs by providing financial guidance, credit insights, and tailored development solutions. This role contributes to the bank's enterprise development strategy by delivering both financial and non financial support to entrepreneurs, strengthening client relationships, and improving access to opportunities.

Key Responsibilities
1. Client & Enterprise Development SupportProvide advisory support to SMEs on business growth, operational efficiency, and financial sustainability. Deliver non-financial support initiatives such as training, mentorship, business readiness, and market access programmes.

2. Financial & Credit ExpertiseAnalyse SME financial statements, cash flow projections, and management accounts to assess viability. Provide guidance to clients on improving financial health and credit readiness. Work closely with credit teams to prepare and motivate quality credit applications. Identify funding opportunities and match SMEs with suitable financial solutions.

3. Business Banking SolutionsRecommend banking products and services aligned to the client's sector, growth stage, and financial needs. Support Relationship Executives and Sector Specialists with client insights and financial assessments.

4. Stakeholder EngagementCollaborate with internal partners including Credit, Legal, Sector Teams, and ESD/Development units. Represent the bank at industry events, SME workshops, and stakeholder engagements.

5. Presentation & ReportingPrepare high?quality presentations for clients, internal committees, and executive forums. Present complex financial and credit information clearly and confidently to various audiences. Provide reports on portfolio performance, client engagements, impact metrics, and programme outcomes.

Skills & Competencies
Financial & Credit Skills (Highly Essential)Strong understanding of financial statements, ratio analysis, cash flow, and business modelling. Ability to assess business viability and creditworthiness. Experience supporting or motivating credit applications.

Technical & Professional SkillsStrong presentation and facilitation skills (in workshops, client pitches, and internal forums). Excellent stakeholder management and communication abilities. Analytical thinker with strong problem?solving skills. Working knowledge of SME sectors and economic trends.

Behavioral CompetenciesClient?centric mindset Ability to work independently Proactive and solutions?driven Attention to detail Strong interpersonal skills

Education
Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.Absa Bank Limited reserves the right not to make an appointment to the post as advertised