Job Description

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.



Assessment and evaluation of lending applications for clients (individuals and businesses) based on sound credit risk and affordability assessments, financial principles and credit policies which will support growth of the asset book of the bank and manage credit losses by ensuring sound lending credit principles are applied at all times and that lending is within the Bank's risk appetite parameters. This will include the spectrum of lending products available to all segments of clients including Commercial, Business, Agric and Entrepreneur, including specialised lending, trade finance, debtors finance, commercial property finance, agriculture and others. Support business partners in understanding and meeting client lending needs.

The jobholder may operate in one or more of the segments as required by business needs.

Qualifications

Minimum Qualifications

Type of qualification: First Degree, Qualified Chartered Accountant ( CA) SA

Experience Required
Credit Risk-BCC
Risk & Corporate Affairs
5-8 years
Credit evaluations experience, preferably across CIB, Commercial and Business. Deep understanding of credit principles and financial statements, particularly as relates to Business Lending. Understands collateral, credit risk and collections processes.

Additional Information

Behavioral Competencies:

• Developing Strategies
• Directing People
• Embracing Change
• Interacting with People
• Making Decisions
• Resolving Conflict

• Economic Capital Management
• Evaluating Risk Management Effectiveness
• Risk Identification
• Risk Reporting

Standard Bank