Job Description

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.



Assessment and evaluation of lending applications for clients (Commercial and Business Banking) based on sound credit risk and affordability assessments, financial principles and credit policies which will support growth of the asset book of the bank and manage credit losses by ensuring sound lending credit principles are applied at all times and that lending is within the Bank's risk appetite parameters. This will include the spectrum of lending products available to all segments of clients including Commercial and Business Banking, including specialised lending, trade finance, debtors finance, commercial property finance, agriculture and others. Support business partners in understanding and meeting client lending needs. The jobholder may operate in one or more of the segments as required by business needs.

Commercial assessments will carry the biggest weighting

Qualifications

• B/Comm Accounting or Financial Management Degree
• Credit Diploma or other relevant credit training

• 5-7 years' experience in intuitive credit assessment and decisioning in Commercial and Business Banking
• Good Knowledge and understanding of financial Statement
• Good understanding of legalities associated with lending and collateral

• Interpreting Data
• Interacting with People
• Making Decisions
• Empowering Individuals
• Team Working
• Pursuing Goals

• Loan Processing
• Account Opening & Maintenance
• Credit Delivery
• Application & Submission Verification (Business Banking)
• Customer Acceptance & Review (Business Banking)

Standard Bank