Job Description

Job Overview
Business Segment: Business & Commercial Banking
Location: ZA, Gauteng, Centurion, 1266 South street , 3rd Floor BCX Building
Job Type: Full-time
Job ID: 80048543
Date Posted: 11/9/2023



Assess and evaluate lending applications for clients using sound credit risk and affordability assessments, financial principles and credit policies which will support the bankxe2x80x99s asset book growth and manage credit losses by ensuring that lending credit principles are applied and that lending is within the Bankxe2x80x99s risk appetite parameters. This will include the spectrum of lending products available to business segment clients, including specialised lending, trade finance, debtors finance, commercial property finance, Agriculture (in particular) and others, dependant on the client and segment within which the Manager operates..

Qualifications

Minimum Qualifications
Type of Qualification: Undergraduate Degree
Field of Study: Business Commerce or Finance and Accounting

Experience Required
Credit Risk-BCC
Risk & Corporate Affairs
Minimum of 5-7 years Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e. across business banking or Agri). Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.

Domestic/ local travel may be required

Additional Information

Behavioral Competencies:
Articulating Information
Developing Strategies
Directing People
Embracing Change
Examining Information

Technical Competencies:
Compliance
Risk Management
Stakeholder Management
Strategic Alignment & Execution
Strategic Planning and Reporting

Please note: All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za

Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za