Job Description

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.



To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters, in order for Business Banking to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development and effective management. Assessment and evaluation of lending applications for clients based on sound credit risk and affordability assessments, financial principles and credit policies which will support growth of the asset book of the bank and manage credit losses by ensuring sound lending credit principles are applied at all times and that lending is within the Bank's risk appetite parameters. This will include the spectrum of lending products available to all segments of clients including Business, Agri and Entrepreneur, including specialised lending, trade finance, debtors finance, commercial property finance, agriculture and others. Support business partners in understanding and meeting client lending needs.

The jobholder may operate in one or more of the segments as required by business needs.

Qualifications

Minimum Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce
Type of Qualification: First Degree
Field of Study: Finance and Accounting

Experience Required
Credit Risk-BCC
Risk & Corporate Affairs
3-4 years
Detailed knowledge and experience regarding the risk , compliance and regulatory requirements, guidelines and requirements pertaining to the Bank and Credit and Lending Risk requirements.

5-7 years
Extensive banking and bank product knowledge, with management experience in the Banking Client and product solution environments.

Additional Information

Behavioral Competencies:

• Articulating Information
• Developing Strategies
• Directing People
• Examining Information
• Interacting with People
• Making Decisions

• Coaching and Mentoring
• Risk Management
• Stakeholder Management
• Strategic Alignment & Execution
• Strategic Planning and Reporting

Standard Bank