Job Description

Job Overview
Business Segment: Business & Commercial Banking
Location: ZA, Western Cape, Cape Town, Heerengracht Street
Job Type: Part-time
Job ID: 80383965
Date Posted: 11/2/2023



Assessment and evaluation of lending applications for clients (individuals and businesses) based on sound credit risk and affordability assessments, financial principles and credit policies which will support growth of the asset book of the bank and manage credit losses by ensuring sound lending credit principles are applied at all times and that lending is within the Bankxe2x80x99s risk appetite parameters.

This will include the spectrum of lending products available to all segments of clients including Personal, Lifestyle, Business, Agri and Entrepreneur, including specialised lending, trade finance, debtors finance, commercial property finance, agriculture and others.

Qualifications

Minimum Qualification

Degree Finance and Accounting
National Certificate Finance and Accounting
B/Comm Accounting or Financial Management Degree or Credit Diploma or other relevant credit training

Experience required

5-7 Years

Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e. across business, entrepreneur, Agric).

Thorough knowledge and understanding of financial statements.

Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment.

Understanding of legalities associated with lending and collateral.

Additional Information

Behavioural Competencies

Making Decisions
Analysing Solutions
Coping with Pressure
Taking Action
Developing Relationships

Technical Competencies

Computer Literacy
Risk Principles
Legal Principles - Collateral
Credit Granting

Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za