Job Description

Job Overview
Business Segment: Business & Commercial Banking
Location: ZA, GP, Johannesburg, Baker Street 30
Job Type: Full-time
Job ID: 80397054_80384848
Date Posted: 11/27/2023



Assessment and evaluation of lending applications for clients (individuals and businesses) based on sound credit risk and affordability assessments, financial principles and credit policies which will support growth of the asset book of the bank and manage credit losses by ensuring sound lending credit principles are applied at all times and that lending is within the Bankxe2x80x99s risk appetite parameters. This will include the spectrum of lending products available to all segments of clients including Commercial, Business, Agric and Entrepreneur, including specialised lending, trade finance, debtors finance, commercial property finance, agriculture and others. Support business partners in understanding and meeting client lending needs.

The jobholder may operate in one or more of the segments as required by business needs.

Qualifications

Minimum Qualifications

Type of qualification: First Degree, Qualified Chartered Accountant ( CA) SA

Experience Required
Credit Risk-BCC
Risk & Corporate Affairs
5-8 years
Credit evaluations experience, preferably across CIB, Commercial and Business. Deep understanding of credit principles and financial statements, particularly as relates to Business Lending. Understands collateral, credit risk and collections processes.

Additional Information

Behavioral Competencies:
Developing Strategies
Directing People
Embracing Change
Interacting with People
Making Decisions
Resolving Conflict

Technical Competencies:
Economic Capital Management
Evaluating Risk Management Effectiveness
Risk Identification
Risk Reporting

Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za