Job Description

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.



To inform key stakeholders with superior analysis in order to ensure the most efficient allocation of funds within the retail credit environment. Manage credit risk and related projects, and work with a team that is responsible for the health of the credit portfolio. You will analyse consumer credit data in order to make informed credit decisions and recommendations.Consulting with key stakeholders that have analytical requirements, whilst proactively seeking to optimise the portfolio of customers by identifying and implementing value adding solutions. Building collections and/or originations strategy solutions that manage and grow the portfolio within risk appetite. Ongoing creation and optimisation of new reporting. Ensure appropriate insights are provided on portfolio trends including collections, originations and impairments. Create new business solutions for, and ensure smooth transitions onto, new systems. Mentor, manage and develop junior analysts in the team. Represent the portfolio in various governance forums.

Qualifications

• Completed Matric
• Bachelor of Science Degree: Math, Stats, IT, Actuarial Science, Economics, Engineering

• Origination and collections experience within VAF/Home Loans/Unsecured lending
• Experience in Credit Risk/Product Analytics/ Pricing Strategy
• Coding in SAS/ SQL / VBA / Other Coding Languages
• Advanced computer literacy skills with a high proficiency in MS Excel, Word and PowerPoint

• Checking Details
• Conveying Self-Confidence
• Directing People
• Establishing Rapport
• Examining Information

• Risk Identification
• Risk Management
• Risk Measurement
• Risk/ Reward Thinking

Standard Bank