Job Description

Job Overview

Business Segment:

Business & Commercial Banking

Location:

ZA, GP, Johannesburg, 30 Baker Street

Job Type:

Full-time

Job Ref ID:

80441477A-0001

Date Posted:

6/6/2025







To lead and ensure optimal performance and reporting of the Business and Commercial's credit portfolio, that the allocated portfolio performs within risk appetite, budgets are set appropriately and that strategic portfolio decisions are optimised across the 14 countries in Africa Regions.



Drive effective execution of the credit risk strategy and framework in line with the risk appetite statements, the Group Credit Risk Governance Standard and Global Credit Policy.



To provide leadership, support and quality assurance to the team to execute all Credit Risk process activities in order to manage risk, achieve targets and align to best practices.



Qualifications

Type of Qualification:

First Degree

Field of Study:

Mathematical/ Business Sciences/ Finance/Accounting is essential.

Type of Qualification :

Post Graduate Degree

Field of Study :

Mathematical/ Business Sciences/ Finance/Accounting is preferred.



Experience Required

Credit Risk - PPB

Risk & Corporate Affairs

8-10 yearsThe role requires an individual with a proven capability leading people across the full dimension of the Credit Risk field, including originations, evaluation, account management, collections and payments. Banking experience, portfolio analysis and/or credit risk management. Legal, Regulatory, Compliance proficiency in supervising and managing fore closure process.



Additional Information

Behavioural Competencies:

Adopting Practical Approaches

Articulating Information

Empowering Individuals

Following Procedures

Showing Composure

Taking Action

Upholding Standards

Technical Competencies:

Compliance

Data Compliance

Data Quality

Evaluating Risk Management Effectiveness

Promote Good Governance, Risk & Control

Risk Awareness

Risk Management

Risk Reporting

Verbal Communication

lease note:

All our recruitment processes comply with the applicable local laws and regulations.



We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za

Please note:

All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za