Job Description

Responsible for Portfolio Management and Reporting within the organisation

Qualification and Experience

B Com Honours, CA or equivalent post graduate qualifications. CFA an added advantage. 8 to 10 year's relevant experience in Credit Risk/Finance/Investment Banking in a financial institution. Portfolio management experience Knowledge and understanding of credit risk and any associated risks prevalent in the financing of transactions/projects will be an advantage Excellent analytical, verbal and written communication skills Preferred knowledge of regulations and compliance requirements.

Roles and Responsibilities

Produce trend analysis reports and sector risk reviews and run sensitivities for concentrations and deviations to expected performance, and recommend strategies to keep the risk within acceptable levels. Perform proactive ongoing credit monitoring and risk management at a portfolio level and recommend strategies to keep portfolio risks within stipulated acceptable levels. Monitor and report on the performance against the Board approved risk appetite levels and thresholds. Monitor trends of internal risk grades and produce summary reports that provide insight as to whether rating standards, protocols, and policies are consistently applied across portfolios and sectors. Recommend stress testing of the book against approved and emerging risk parameters to be conducted by the Quantitative Modeling team and input the results into the analysis of the adequacy of capital and provisions, as well as generating updates on industry risk positions. Develop and prepare statistics and report on portfolio trends, and assist the Head of the department and the Chief Risk Officer in preparation to lead the IMC processes. Provide relevant and required information to present to lenders and rating agencies. Involvement in policy formulation and policy review across a range of key risk management issues. Development of credit risk systems and procedures, ensuring that these are well managed to support the corporation's business strategies. Attendance of Investment Monitoring Committees and providing advice on portfolio matters. Providing advisory services to Strategic Business Units (SBU's) on Portfolio risk matters and assisting in structuring deals. Working with credit risk managers to help ensure that the risks are fully understood by Portfolio Management and are consistent with the firm's client objectives and risk constraints. Understanding how macro-economic factors drive the investment decision making process. Supporting the creation, production and delivery of supervisory and marginal reports pertaining to risk management and performance attribution Monthly and quarterly reporting to Executive committee and Board Risk & Sustainability Committee. Performing ad hoc reporting and analyses to help address real time demands of senior members of the team.

Job Requirements

TECHNICAL/FUNCTIONAL COMPETENCIES

Problem Solving

Business Acumen

Report writing Skills

Strong attention to detail and data validity

Project Management Skills

Strong Analytical Skills

Planning and Organizing

Attention to detail

High Motivation and readiness to scrutinize and improve process

BEHAVIOURAL COMPETENCIES

Good Communication Skills

Self-motivated and self-driven skills

Coping with Pressures and Setbacks

Negotiating and influencing

Interpersonal Skills

Ability to work independently



Job Reference: IDC00599