Job Description

Job Overview

Business Segment:

Business & Commercial Banking

Location:

ZA, GP, Johannesburg, 3 Simmonds Street

Job Type:

Full-time

Job Ref ID:

80235406A-0001

Date Posted:

6/5/2025







To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters, in order for Standard Bank to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development and effective management.



Qualifications

Type of Qualification:

First Degree

Field of Study:

Business Commerce , Finance and Accounting , Economics



Experience Required

Credit Risk - BCB

5-7 years

Thorough conceptual and practical knowledge of credit procedures, policies and standards, as well as a thorough understanding of products and facilities that give rise to counterparty credit risk. Understanding of Basel and broader regulatory and compliance requirements. Credit evaluations experience, preferably across Business and Commercial Banking. Deep understanding of credit principles and financial statements. Understands collateral, credit risk and collections processes.



Additional Information



Behavioural Competencies



Interpreting Data

Interacting with People

Making Decisions

Empowering Individuals

Team Working

Pursuing Goals



Technical Competencies



Loan Processing

Account Opening & Maintenance

Credit Delivery

Application & Submission Verification (Business Banking)

Customer Acceptance & Review (Business Banking)

Please note:

All our recruitment processes comply with the applicable local laws and regulations.



We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za

Please note:

All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za