Job Description

Job Overview

Business Segment:

Business & Commercial Banking

Location:

ZA, undefined, Johannesburg, 30 Baker Street

Job Type:

Full-time

Job Ref ID:

80441127A-0001

Date Posted:

5/12/2025







To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Franchising Business and Commercial Banking customers within acceptable parameters, for Business and Commercial Banking, to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development and effective management.



Qualifications

Type of Qualification:

First Degree

Field of Study:

Business Commerce

Type of Qualification:

First Degree

Field of Study:

Finance and Accounting



Experience Required

Credit Risk - BCB

Risk & Corporate Affairs



Franchising



3-5 years



Detailed knowledge and experience regarding lending solutions for franchise businesses across different sectors and brands, i.e. retail, fast foods, fuel, automotive, etc.



Risk & Corporate Affairs



3-4 years

Detailed knowledge and experience regarding the risk , compliance and regulatory requirements, guidelines and requirements pertaining to the Bank and Credit and Lending Risk requirements.



5-7 years

Extensive banking and bank product knowledge, with management experience in the Banking Client and product solution environments.



.



Additional Information

Behavioural Competencies:

Examining and Articulating Information

Exploring Possibilities

Interacting with People

Making Decisions

Providing Insights

Showing Composure

Understanding People

Technical Competencies:

Coaching and Mentoring

Product and Services Knowledge

Risk Management

Stakeholder Management

Strategic Alignment & Execution

Strategic Planning and Reporting

Please note:

All our recruitment processes comply with the applicable local laws and regulations.



We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za

Please note:

All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za