Job Description

Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Franchising Business and Commercial Banking customers within acceptable parameters, for Business and Commercial Banking, to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development and effective management.
Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce
Type of Qualification: First Degree
Field of Study: Finance and Accounting
Experience Required
Credit Risk - BCB
Risk & Corporate Affairs
Franchising
3-5 years
Detailed knowledge and experience regarding lending solutions for franchise businesses across different sectors and brands, i.e. retail, fast foods, fuel, automotive, etc.
Risk & Corporate Affairs
3-4 years
Detailed knowledge and experience regarding the risk , compliance and regulatory requirements, guidelines and requirements pertaining to the Bank and Credit and Lending Risk requirements.
5-7 years
Extensive banking and bank product knowledge, with management experience in the Banking Client and product solution environments.
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Additional Information
Behavioural Competencies:

• Examining and Articulating Information
• Exploring Possibilities
• Interacting with People
• Making Decisions
• Providing Insights
• Showing Composure
• Understanding People

Technical Competencies:

• Coaching and Mentoring
• Product and Services Knowledge
• Risk Management
• Stakeholder Management
• Strategic Alignment & Execution
• Strategic Planning and Reporting

Please note: All our recruitment processes comply with the applicable local laws and regulations.
We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or