Job Description

Job Overview

Business Segment:

Business & Commercial Banking

Location:

ZA, GP, Centurion, Embankment Road

Job Type:

Full-time

Job Ref ID:

80048502A-0002

Date Posted:

7/1/2025







To assess and evaluate lending applications using sound credit risk and affordability assessments, financial principles and credit policies which will support the bank's asset book growth and manage credit losses by ensuring that lending credit principles are applied, and that lending is within the Bank's risk appetite parameters. Support business partners in understanding and meeting client lending needs and operating in one or more of the segments, as required by business.



Qualifications

Type of Qualification:

First Degree

Field of Study:

Business Commerce

Type of Qualification:

First Degree

Field of Study:

Finance and Accounting



Experience Required

Credit Risk - BCB

Risk & Corporate Affairs

5-7 years

Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e. across business banking or Agri). Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral



Additional Information

Behavioral Competencies:

Articulating Information

Developing Strategies

Directing People

Embracing Change

Examining Information

Technical Competencies:

Compliance

Risk Management

Stakeholder Management

Strategic Alignment & Execution

Strategic Planning and Reporting

Please note:

All our recruitment processes comply with the applicable local laws and regulations.



We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za

Please note:

All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za