Loan Manager
Sandton, Johannesburg, South Africa
Job Description
Location
Johannesburg, North
Requirements:
- Qualification in Finance, Business Administration, or related
- 5 years of experience in loan management, banking, or microlending
- Strong understanding of lending regulations and risk mitigation strategies
- Proficiency in loan management software and financial analysis tools
Loan Origination and Evaluation:
- Review and assess loan application for completeness and accuracy
- Analyze financial statements and creditworthiness of applicants
- Approve or recommend loans based on risk assessments
- Ensure adherence to internal policies and external regulations such as the (NCA, FICA SACRRA
- Monitor loan performance and proactively address delinquencies
- Ability to assess credit risk and ROI scenarios
- Implement credit assurance strategies to mitigate portfolio risk
- Supervise and mentor loan officers and support staff
- Provide training on loan policies, systems, and compliance
- Maintain accurate loan documentation and records
- Develop and refine loan policies and procedures
- Collaborate with IT and Finance teams to streamline loan processing systems
- Explain loan terms and repayment plans to client
- Resolve customer complaints and negotiate solutions
- Promote financial literacy and trust building initiatives
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Job Detail
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Job IdJD1494265
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:Not mentioned
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Employment StatusPermanent
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Job LocationSandton, Johannesburg, South Africa
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EducationNot mentioned