Job Description

Junior Asset Manager
Bryanston, Sandton
CTC: R30 000 per month
Includes Provident Fund & Medical Aid
Purpose of the Role
To optimize secondary profits by managing asset risk, lifecycle, and end-of-term strategies within rental/lease transactions. This includes conducting risk analyses, developing pricing strategies, and ensuring all business falls within mandate guidelines.
Key Responsibilities
Risk and Profit Management
Conduct risk analyses and predict asset behaviour and performance.
Maximize income potential through effective management of secondary profit and residual value.
Ensure all deals fall within risk guidelines and mandates.
Provide guidance to stakeholders on risk management best practices.
Review and sign-off deal packs to ensure compliance and profitability.
Conduct quarterly risk reviews on asset types and monitor GRV exposure trends.
Establish controls to protect the company against adverse outcomes.
Asset Lifecycle Management
Oversee full asset lifecycle from acquisition to end-of-term strategy.
Analyze and determine asset types for profitability and strategic fit.
Adjust asset strategies based on performance data and market trends.
Client and Deal Engagement
Participate in client meetings to understand asset use and business needs.
Develop and implement strategic plans to enhance returns and client relationships.
Collaborate with Sales Executives and Business Managers to design optimal deal structures.
Proactively engage with clients for account evaluations and proposal negotiations.
Present monthly results and asset reviews to internal and external stakeholders.
Identify and resolve client challenges while aligning with organizational strategy.
Business & Strategic Development
Identify new business opportunities and refer to Sales Executives.
Recommend enhancements to rental models based on asset performance and trends.
Manage internal stakeholder interactions to ensure consistent client service.
Qualifications & Experience
Education: BCom in Finance, Financial Management, or similar commercial qualification.
Experience: Minimum 3 years in risk, pricing, and financial/spreadsheet modelling.
Skills & Competencies
Strong financial and tax understanding of rental/lease products.
Advanced Excel and financial modelling (SAP experience advantageous).
High level of numeracy and analytical thinking.
Experience with operating leases and secondary profit strategies.
Business acumen and customer relationship management.
Ability to interpret and apply time value of money in deal structuring.
Ideal Candidate Profile
Strong in advanced mathematics and financial modelling.
Strategic thinker with the ability to price complex deals accurately.
Confident communicator, able to work cross-functionally with Sales and Finance teams.
Analytical, detail-oriented, and commercially savvy.