Job Description

Job Overview

Business Segment:

Business & Commercial Banking

Location:

ZA, WC, Cape Town, Heerengracht Street

Job Type:

Full-time

Job Ref ID:

80445822A-0001

Date Posted:

9/26/2025







To lead, develop and manage credit evaluation and credit risk teams in support of Premium, Growth & Enterprise Portfolio ("the Segments") asset growth targets for the Western Cape . To comprehensively manage the credit risk of the lending portfolio of "the Segments" for the Local Markets, specifically in respect of originations, assessment of credit risk, sanctions, credit risk management, account maintenance and distressed and high-risk accounts in keeping with the BCB credit policies, guidelines and risk appetite. Supports and proactively leads the team to support business partners and ecosystem methodology in understanding and meeting client lending needs, ultimately supporting the BB aspiration. To have overall responsibility for a designated Segment and to champion/sponsor all strategies and processes related thereto.



Qualifications

Type of Qualification:

First Degree

Field of Study:

Business Commerce



Experience Required

Credit Risk - BCB

Risk & Corporate Affairs

8-10 years



Credit evaluations experience, preferably across Business related clients'. Deep understanding of credit principles and financial statements, particularly as relates to Business Lending. Understands collateral, credit risk and collections processes. Previous experience in managing a team responsible for the account management of a lending portfolio from a risk/credit perspective. Previous people management experience. Previous Agri credit experience and/or Structured and Specialised Lending credit experience is an advantage.



Additional Information

Behavioural Competencies:

Developing Relationships

Leading People

Embracing Change

Empowering Individuals

Making Decisions

Resolving Conflict

Technical Competencies:

Interpretation and Execution

Evaluating Risk Management Effectiveness

Risk Principles

Legal Principles - Collateral and recovery processes

Credit Granting

Credit Process

Please note:

All our recruitment processes comply with the applicable local laws and regulations.



We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za

Please note:

All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za