An exciting opportunity exists at iMasFinance Cooperative Limited in Centurion to fill the above position in our Digital Channels Sales Contact Centre. Preference will be given to qualifying candidates from the designated groups, in support of the iMasFinance transformation strategy.
Job Purpose:
To establish and maintain customer and business relationships, render banking-related support services in order to promote and sell pension-backed home loans, other asset financing and loan products (i.e. secured and unsecured loans), and value added products through a contact centre and other digital technologies.
Job Outputs.
Sales of Pension-backed home loans and other asset financing and loan products, and value-adding products
Up-selling & cross-selling other iMasFinance products
Liaise with members/customers, employer groups, and other stakeholder in the value chain
Conduct customer affordability and repayment ability assessments
Analyse customer financial position and recommend solutions
Conclude sales deals, process & finalize loan applications
Identify possible risk and communicate to relevant parties
Efficient and effective member/customer service delivery and experience
Retain and maintain relationships with existing members/customers and stakeholders
Establish new member/customer and stakeholder relationships
Qualifications & Experience:
Matric with Commercial and/or Accounting (Essential)
FAIS Recognised Qualification or Certificate for Representatives (Essential)
Valid Driver's License Code 8 / Code EB (manual transmitted vehicle) (Essential)
Computer Literacy-MS Office (Essential)
2 years' operational experience within a financial/banking industry
Knowledge and Skills:
Pension-backed loans, asset financing and other loan/financing/value adding products
Understands Contact Centre and Digital Technology Sales
Customer experience and service delivery
Quality assurance
Sales & Marketing
Customer Retention processes and procedures
Exceptional Financing knowledge
Applicable legislation in financial services industry e.g. FAIS and NCA knowledge
Financial industry and Market knowledge
Computer literacy (MS Office, Excel)
* Communication, selling, negotiation, telephone and interpersonal skills
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