Job Description

Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

To perform and deliver various Credit Risk activities across the different aspects of the life-cycle of Credit Risk Management, including originations, account management, collections and payments for a dedicated Portfolio. This is essential in order to contribute to manage risk, achieve targets and align to best practices. Conduct in-depth analysis to ensure that the Portfolio's products and services adhere to all relevant legislation and regulations.To source, aggregate, and transform data into information as input into effective credit and broader risk portfolio decision making, insights and analytics for a Business Unit across multiple countries/products/segments/sectors for the credit lifecycle in line with BU group goals and objectives.
Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce, Finance and Accounting, Mathematical Sciences
Experience Required
Credit Risk - BCB
Risk & Corporate Affairs
3-4 years
Experience in credit data analytics within a business and commercial banking environment with specific focus on the credit life cycle. Experience in (preferably credit) data exploitation and business intelligence development and implementation. Experience in the extraction, transformation and visualisation of data using bank approved toolsets e.g. SAS / SQL / Python / Qliksense/ PowerBI
Additional Information
Behavioural Competencies:

• Adopting Practical Approaches
• Embracing Change
• Establishing Rapport
• Meeting Timescales
• Providing Insights
• Taking Action
• Upholding Standards

Technical Competencies:

• Active Listening
• Risk Awareness
• Risk Identification
• Risk Management
• Risk Reporting
• Risk Response Strategy
• Verbal Communication

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