Job Description

Job Overview

Business Segment:

Business & Commercial Banking

Location:

ZA, GP, Johannesburg, Baker Street 30

Job Type:

Full-time

Job Ref ID:

80439698A-0001

Date Posted:

6/4/2025





Credit assessment and evaluation of structured / specialised senior debt applications for businesses within Business and Commercial Banking leveraging deep financial, legal and debt structuring skills, whilst ensuring application of sound credit risk principles and risk policies to manage credit losses and support asset book growth within risk appetite.

Apply and engage in dealmaking to support dealmakers in lending origination.

Manage and continuously assess the credit risk of the allocated portfolio through the credit life cycle, proactively managing the credit risk of the asset book within Bank risk appetite.



The jobholder may operate in one or more of the segments as required by business needs.



Qualifications

Type of Qualification:

CA( SA)

Field of Study:

Accounting



Experience Required

Credit Risk - BCB

5-10 years

Credit risk assessment as a mandate holder in Business or Commercial Banking.



3-5 years



Debt structuring for complex, structured or large transactions such as LAF, management buy outs, etc



2-3 years



Debt structuring exposure such as LAF, MBOs, M&A.



Additional Information

Behavioural Competencies:

Adopting Practical Approaches

Developing Expertise

Empowering Individuals

Examining Information

Exploring Possibilities

Team Working

Technical Competencies:

Deal Appraisal

Economic Capital Management

Evaluating Risk Management Effectiveness

Industry Knowledge

Local Market Knowledge

Risk Identification

Please note:

All our recruitment processes comply with the applicable local laws and regulations.



We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za

Please note:

All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za