Job Description

Job Summary
Senior Risk Analyst (EE) Finance/Admin
Cape Town - Western Cape - South Africa
ENVIRONMENT:
MONITOR and control risk exposure of assigned portfolios as your expertise as a Senior Risk Analyst is sought by a dynamic Financial Services Group to join its team. You will do this through contributing to the management of Credit Risk with a key focus on the IFRS 9 portfolio and related reporting. You will also investigate data integrity issues, test assumptions and validate analytical results, ensuring accuracy and sensitivity of findings. Applicants will require a Bachelors tertiary qualification in Commerce/Science or Humanities with a focus on Statistics, IT, Economics, Mathematics, or similar. You will also need 3 years experience/proficiency in the following: Credit Risk Analysis on lending products; IFRS9 provisioning methodologies and/or impairments modelling and reporting; Preparation of data-driven credit policy recommendations for senior management & Data manipulation and analysis using SAS, SQL, or other data analysis tools.
DUTIES:

• Automation and maintenance of risk reports as part of the monthly risk reporting processes.
• Maintain, update and enhance IFRS 9 provisioning and key forecasting models, including backtesting of IFRS 9 models.
• Align risk reporting to meet Shareholder requirements.
• Coach Analysts within the areas of modelling and report production.
• Deliver insight into key drivers of impairments including underlying arrears performance and movements in expected credit loss.
• Investigate data integrity issues, test assumptions and validate analytical results, ensuring accuracy and sensitivity of findings.
• Ensure there is an effective suite of reports which explains key drivers of Credit Loss Forecasting.
• Attend, when required, relevant forums and committees.
• To identify and deliver opportunities to enhance the key processes in relation to accuracy, efficiency, controls and insight.

REQUIREMENTS:
Qualifications

• Bachelors qualification in Commerce, Science, or Humanities with a focus on Statistics, IT, Economics, Mathematics, or similar.

Experience/Skills

• Minimum of 3 years experience/proficiency in the following:

• Credit Risk Analysis on lending products.
• IFRS9 provisioning methodologies and/or impairments modelling and reporting.
• Preparation of data-driven credit policy recommendations for senior management.
• Data manipulation and analysis using SAS, SQL, or other data analysis tools.
• Strong understanding of the business processes and ways in which to continuously improve them.
• Strong presentation skills (written, verbal and presentation-related).

Advantageous -

• Financial and/or Retail Credit experience.

ATTRIBUTES:

• Business acumen.
• Numeric and analytical skills.
• Clarity and simplicity of communication.
• Articulate, rational, coherent and persuasive.
• Disciplined, business focused delivery and impact-astute.
• Effective relationship management and collaboration skills.

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