Senior Manager, Credit Evaluation

Johannesburg, Gauteng, South Africa

Job Description


Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.



To comprehensively manage the credit risk of the allocated lending portfolio, specifically in respect of originations, assessment of credit risk, sanctions, credit risk management, account maintenance and distressed and high-risk accounts in keeping with the BCB credit policies, guidelines and risk appetite. Proactively supports business partners and ecosystem methodology in understanding and meeting client lending needs and solution for complex client specific needs.

Qualifications

Qualification Required

  • B/Comm Accounting or Financial Management Degree
Experience Required
  • 5 - 8 years' experience
Thorough conceptual and practical knowledge of credit procedures, policies and standards, as well as a thorough understanding of products and facilities that give rise to counterparty credit risk. Understanding of Basel and broader regulatory and compliance requirements. Credit evaluations experience, preferably across Business and Commercial Banking and Corporate and Investment Banking . Deep understanding of credit principles and financial statements. Understands collateral, credit risk and collections processes. Previous Structured and Specialised Lending credit experience is an advantage

Additional Information

Behavioural Competencies
  • Interpreting Data
  • Interacting with People
  • Making Decisions
  • Empowering Individuals
  • Team Working
  • Pursuing Goals
Technical Competencies
  • Loan Processing
  • Account Opening & Maintenance
  • Credit Delivery
  • Application & Submission Verification (Business Banking)
  • Customer Acceptance & Review (Business Banking)

Standard Bank

Beware of fraud agents! do not pay money to get a job

MNCJobs.co.za will not be responsible for any payment made to a third-party. All Terms of Use are applicable.


Related Jobs

Job Detail

  • Job Id
    JD1254435
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Johannesburg, Gauteng, South Africa
  • Education
    Not mentioned