We have a position available for an Senior Manager: Credit who will be responsible for the effective management, control, evaluation, and collection of credit to improve the overall quality of the companyxe2x80x99s credit portfolio located in Klerksdorp. To qualify for this position candidates require: At least 3 years relevant agricultural finance (credit) experience. Relevant Bachelorxe2x80x99s degree with accounting/ financial management / banking. The duties expected of the successful applicant are as follows but not limited to: Evaluation of credit applications. Provide credit solutions to clients after considering the clients risk profile, financial needs and external factors such as the status of the industry and market prospects. Ensure quality of credit applications in terms of completeness, correctness and compliance with ACS credit policy. Support credit team with complex and challenging applications and transactions. Evaluate and approve credit applications. Make recommendations on applications not approved. Keep abreast of any trends or changes to ensure that Agri Credit Solutions credit evaluation is aligned with best practices. Continued analysis of the companyxe2x80x99s portfolio to identify trends and initiate corrective measures if needed. Ensure quality of the credit book and constantly mitigate and reduce the risk of the portfolio. Manage and coordinate the credit collections and recovery. Analyze and interpret grain market information or trends based on management Information. Ensure that all Credit Managers are abreast of the latest grain market information/trends to enable them to critically review and question any perceived anomalies. Consult internal and external stakeholders to determine potential risks. Assist the credit team with client negotiations and determine options to collect or extend credit. Analyze information from management reports to ensure that arrears and recoveries are within the targets set by management. Assist Credit Managers to evaluate client information and determine reasons for arrears or non-compliance with contract or interim agreements. Assist Credit Manager and Legal Department to recover securities and take the appropriate legal action or grant extensions. Control and scrutinize credit facilities. Ensure that the credit team manage administrative processes according to the ACS credit policy and procedures. Identify and analyze deviations and follow up with relevant parties to rectify problems. Re-negotiate or assist the credit team to re-negotiate credit terms and conditions with clients (internal and external). Ensure that the credit managers monitor and control security documents. Optimization of business and credit portfolio. Stay abreast of client needs and communicate any changes to management to ensure that company continue to provide solutions to existing and prospective clients. Provide input in terms of strategic direction or any strategic initiatives of ACS on request. Advise on possible options or changes that may be required to remain relevant and competitive. Liaise with potential clients on an individual basis and through organized structures to increase market share. Ensure optimal integration of latest technology and best practice to optimize credit processes. Employee Management. Manage subordinates according to applicable legislation, policies and procedures. Inform subordinates of desired outcomes in terms of goals and objectives and manage their performance. Develop subordinates to full potential and identify potential for accelerated development. Basic Salary on offer ranges from R 60 000.00 to R 70 000.00 with benefits to be discussed. Send your in-depth applications containing detailed CVs in MS Word format with copies of qualifications to contact@allstarplacements.co.za Disclaimer: Dear Applicant, please note that if you are not contacted by All Star Placements within five days of your application you may assume that the application was unsuccessful (i.e. You do not adhere to the minimum standards for the position in question) your CV will however be placed onto our database for any future employment opportunities that may arise.