Job Description

Job Overview

Business Segment:

Business & Commercial Banking

Location:

ZA, WC, Cape Town, Heerengracht Street

Job Type:

Full-time

Job Ref ID:

80345604A-0001

Date Posted:

7/28/2025







To assess and evaluate lending applications for clients based on sound credit risk and affordability assessments, financial principles and credit policies which will manage growth of the asset book of the bank with a view of minimising losses and mitigating credit risks. This may include a variety of lending products dependant on the client and segment within which the manager operates. To support business partners in understanding and meeting client lending needs.



Qualifications

Type of Qualification:

First Degree

Field of Study:

Business Commerce , Accounting , Financial Management



Experience Required

Credit Risk - BCB

Risk & Corporate Affairs

5-7 years

Experience in intuitive credit assessment and decisioning in relevant segment and products. Knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment.



Additional Information



Behavioural Competencies



Making Decisions

Interpreting Data

Articulating Information

Developing Expertise

Team Working



Technical Competencies



Computer Literacy

Risk Principles

Legal Principles - Collateral

Credit Granting

Credit Process

Please note:

All our recruitment processes comply with the applicable local laws and regulations.



We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za

Please note:

All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za