Job Description

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.



To assist Business and Credit with the end-to-end remedial management of enterprise wide distressed debt exposures in the Personal and Business Bank environment, both in house (referred by Account Executives and Credit Evaluation Managers) or under formal Business Rescue proceedings (as per Chapter 6 of the new Companies Act) within assigned Personal-to-Holder mandates. To pro-actively attend to the recoveries process and the protection of the bank's asset base on non-performing loans with values across the entire product spectrum. To proactively represent Business Support and Recoveries at CRC committee level .To innovate and design alternative credit risk management / rehabilitation and recovery methods aimed at optimal efficiency and effectiveness. To reduce the cost of delivery and to conform to end-to-end value propositions;

Qualifications

Minimum Qualifications
Matric.

• 3 year tertiary Degree will be an advantage.
• (Preferred: Business / Legal / Accounting or related credit / risk qualification)
• Credit / Risk Management / SARIPA (AIPSA)

• Minimum 5-10 years experience in a Personal & Business Banking credit environment (preferably in a Credit / Risk Assessment or Recoveries role).
• Minimum 10 years credit / risk / relationship and recoveries experience if no tertiary qualification held

• Computer literacy - knowledge of applicable systems (MS Word, Excel, Power Point)
• Accounting/budgeting skills
• Risk management ability
• Credit evaluation skills
• Recoveries evaluation skills

• Business Acumen
• Pays attention to detail.
• Methodical.
• Diplomatic.
• Ablility to handle pressure/conflict and ability to deal with difficult customers (internally and externally)

Standard Bank