Legal Associate

Sandton, Johannesburg, South Africa

Job Description


Company Description

Who are Experian?

We are the worldxe2x80x99s leading global information services company. During lifexe2x80x99s big moments xe2x80x93 from buying a home or a car, to sending a child to college, to growing a business by connecting with new customers xe2x80x93 we empower consumers and our clients to manage their data with confidence. We help individuals to take financial control and access financial services, businesses to make smarter decisions and thrive, lenders to lend more responsibly, and organisations to prevent identity fraud and crime.

We have 20,000 people operating across 44 countries and every day wexe2x80x99re investing in new technologies, talented people, and innovation to help all our clients maximise every opportunity. We are listed on the London Stock Exchange (EXPN) and are a constituent of the FTSE 100 Index.

Experian Gjeldsregister is one of 3 licensed debt registries in Norway. We are operating under the supervision of the Norwegian Financial Supervisory Authority (Finanstilsynet). A debt registry is one of the sources that is being used by financial institutions when assessing a consumerxe2x80x99s creditworthiness. Our registry currently consists of all unsecured consumer loans. Soon the registry will also be extended with secured loans (e.g. mortgages). Experian Gjeldsregister is a subsidiary of credit bureau Experian AS.

Our approach to flexible working

We care about work that works, whether thatxe2x80x99s about where you work or adjusting your hours to fit better with your life. Our flexible working practices, including our hybrid working model where you can split your working time between the office and your home, support our belief that this balance brings long-lasting benefits for our business as well as ensuring that our people can balance successful careers with their commitments and interests outside of work. So that you can love where you work, please discuss what works for you with your recruiter during the hiring process.

Accepting you, for you.

We want you to feel accepted for who you are and to feel safe, valued and to help us build a culture of true belonging. Experian is proud to be an equal opportunity employer and we take affirmative action to create a more inclusive and equitable world of work. We are committed to equal employment opportunities regardless of age, disability, gender identity, marital status, race, ethnicity, faith or belief, sexual orientation, socioeconomic background, Veteran status or whether youxe2x80x99re pregnant or on family leave.



Regulatory Compliance

  • Ensure regulatory compliance for the SA market as well as our credit bureaus across Africa
  • Together with Compliance, ensure timely submission of regulatory compliance reports and attend to any queries that may arise, with particular focus to the NCA; BEE; the Companyxe2x80x99s Act; POPIA; PAIA.
  • Act as first line of response to regulators in all markets we operate in
  • Support compliance audits in all the markets we operate in
Legal
  • To advise and assist staff and clients with regards to data access credit regulatory queries and give legal advice on related matters ie Reg 19(13), Prescribed Purposes
  • Act as liaison between the legal team and internal clients to answer regulatory queries and be first point of contact
  • Draft legal letters including termination and breach of contract letters
  • Draft and maintain standard template letters for use by the business including confirmation of client status, deceased certification, bankruptcy certification, reckless lending investigations, complaints response letters
  • Investigating unauthorised data access allegations
  • Manage the legal email in-box
Governance
  • Perform company secretarial functions for subsidiaries including maintaining company books, issuing share certificates etc
  • Support Group company secretary in arranging board and shareholder meetings
  • Act as company secretary for subsidiaries and maintain minutes
  • Maintain the Share Register, Shareholder Detail Register, Resolution Register
  • Establish and maintain a repository for all corporate documents relating to the company as well as our subsidiaries
  • Establish and maintain an automated contracts management system for all contracts and other agreements
  • As a dep company secretary, act as a trusted advisor for the board and management in terms of the Companyxe2x80x99s Act
  • Establish and maintain a well-functioning company secretary office
BEE
  • Together with General Counsel Africa, set the BEE strategy and Implementation Plan to execute on the board approved strategy
  • Prepare BEE verification audit prep files and verification readiness
  • Act as first point of contact with BEE verification analysts
  • Work with procurement; marketing; HR; finance; legal; sales and other affected departments in ensuring our BEE Targets are met and maintained
  • Create a process to maintain
General Legal Department Management
  • Maintain vendor packs to ensure timely implementation of contracts
  • Update, maintain and ensure timeous submission to the risk department in relation to the departmental risk register for Legal, Risk, Compliance and DPO
  • Maintain the departmental policies and ensure periodic updates take place as and when the time comes up for renewal or update
Required Key Skills (functional/technical)

Functional

Execution

Adheres to company rules and procedures; executes plans with commitment and determination; achieves high quality results

Systematic Approach

Uses a methodical and systematic approach; plans ahead, defines clear priorities and allocate resources effectively

Analysis and Judgment

Quickly understands and analyses complex issues and problems; comes up with sound and rational judgments.

Professional Expertise

Demonstrates specialist knowledge and expertise in own area; participates in continuous professional development.

Works independently and is a self-starter

Effective Communication

Communicates in a clear, precise and structured way; speaks with authority and conviction; presents effectively.

Constructive Teamwork

Co-operates well with others; shares knowledge, experience and information; supports others in the pursuit of team goals.

Self-Development

Is aware of own strengths and limitations and pursues learning and career development opportunities.

Technical

MS Word

MS Excel

MS POwerPoint

Qualifications
  • Legal bachelorxe2x80x99s degree
  • Minimum 2 yearsxe2x80x99 experience in a legal office / position or role and preferably in the financial services industry
  • Experience in company secretarial services.
  • Experience in regulatory risk (compliance) and/or operational risk management and monitoring and/or business process auditing activities
  • At least 2 yearsxe2x80x99 experience in the credit bureau industry
  • Experience in assessing BEE requirements and maintaining BEE Scorecard for the company.
  • Experience in the privacy data office
Additional Information

Experian is committed to diversity and all external recruitment will support the achievement of our Employment Equity goals. Preference will be given, but not limited to, candidates from designated groups in terms of the Employment Equity Act.

Experian takes data privacy seriously. By submitting your CV and applying for this position, you agree that you have read and accept the which sets out how we process the personal information that you share with us.

Experian Careers - Creating a better tomorrow together

Experian

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Job Detail

  • Job Id
    JD1284292
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Sandton, Johannesburg, South Africa
  • Education
    Not mentioned