Job Description

Job summary

Entity:

Finance

Job Family Group:

Finance Group

:

The Credit Risk Team Lead is responsible for supervising and managing the operational activities of the team consistent with Credit Policies and Standards.


The Credit Risk Team lead role exists to support the management of policies and controls, manage complex and escalated operational issues regarding Credit Risk, and perform in-depth trouble shooting and to support operations delivery, quality management and control.


The role is responsible for appraising credit risk of new and existing customers consistent with Credit Policies and Standards. The Credit Risk Lead also provides assistance and business support to the BPSA Sales teams and monitors customers' transactions against credit limits while ensuring adherence to policies and procedures in the drive for exceptional customer service, operational excellence and compliance.


The Credit Risk Team lead will work closely with the sales teams, with numerous interactions with the business to facilitate the completion of a credit risk review of new or existing applications. The team lead will report and work closely with the Service Delivery Manager.


The Credit Risk Lead is responsible for ensuring all Credit Risk operations are conducted in accordance with the Global Credit Policy of BPSA, including the requirement to observe all data privacy regulations and the need to maintain a systematic audit trail for all decisions and controlled document retention.

About bp

Our purpose is to deliver energy to the world, today and tomorrow. For over 100 years, bp has focused on discovering, developing, and producing oil and gas in the nations where we operate. We are one of the few companies globally that can provide governments and customers with an integrated energy offering. Delivering our strategy sustainably is fundamental to achieving our ambition to be a net zero company by 2050 or sooner.

Key Accountability

Functional

Monitor and review day-to-day operations in accordance with service level agreements, management goals and processes to ensure delivery meets customer expectations. Run and analyse performance and management information reports, plan and implement corrective action.
Develop operational metrics/process performance indicators for the team in alignment with execution plans and wider business objectives
Service Management & Continuous Improvement
Provide technical analysis and / or feedback regarding the impact of regulatory changes, projects, system upgrades or modifications to support the development of targeted responses, enhanced processes and systems focused on quality, control and compliance.
Identify process and system improvement opportunities, develop short term workaround solutions or provide recommendations for permanent solutions and implement. Create relevant documentation as required to ensure change is embedded throughout the Tower.
Provide training, troubleshooting documentation and continual on the job guidance for relevant teams
Set goals and clarify expectations, provide regular feedback and conduct appraisals.
Coach team members to address process gaps, identify inefficiencies and help to embed a continuous improvement culture in the organisation.
Identify training opportunities focused on building capability of the team.
Support in developing a high performance culture promoting continuous learning and focusing on meeting / exceeding customer needs / expectations Resource Management
Perform FTE sizing, plan and assign work to team members, monitor adherence to workforce schedules and highlight gaps.

Essential Education


Bachelor's Degree or equivalent experience in relevant fields of Finance, Accounting, Legal, Business or related field

Essential Experience


Previous credit analysis experience 3-5 years in a credit environment
Credit Analyst background in banking, financial services or blue-chip corporate credit environment
Proven track record with preparation of financial statement reviews companies at various levels
Good investigative and analytical skills, able to prioritise work and meet strict deadlines
Experience in SAP

Desirable Criteria

Experience working in Global Shared Services environment
Exceptional analytical skills and demonstrated proficiency in IT Applications
Experience working in a fast paced environment and ability to adapt to changing priorities
Ability to interact effectively with others.
Customer focused, service oriented and performance driven.
Good MS Office skills (Excel, Word and PowerPoint is a must have skill)

We support our people to learn and grow in a diverse and challenging environment. We believe that our team is strengthened by diversity. We are committed to crafting an inclusive environment in which everyone is respected and treated fairly.


There are many aspects of our employees' lives that are meaningful, so we offer benefits to enable your work to fit with your life. These benefits can include flexible working options, collaboration spaces in a modern office environment, and many others benefits! We operate a hybrid model with 60% from the office and 40% from home with flexibility as agreed with line management.

Travel Requirement

No travel is expected with this role

Relocation Assistance:

This role is not eligible for relocation

Remote Type:

This position is a hybrid of office/remote working

Skills:

Accounting policy, Accounting policy, Agility core practices, Agility tools, Analytical Thinking, Business process control, Business process improvement, Commercial Acumen, Communication, Creativity and Innovation, Credit Management, Customer centric thinking, Data Analysis, Data visualization and interpretation, Decision Making, Digital fluency, Financial Reporting, Group Problem Solving, Influencing, Internal control and compliance, Management Reporting, Managing change, Presenting, Risk Management, Stakeholder Management {+ 2 more}

Legal Disclaimer:

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, socioeconomic status, neurodiversity/neurocognitive functioning, veteran status or disability status. Individuals with an accessibility need may request an adjustment/accommodation related to bp's recruiting process (e.g., accessing the job application, completing required assessments, participating in telephone screenings or interviews, etc.). If you would like to request an adjustment/accommodation related to the recruitment process, please contact us.



If you are selected for a position and depending upon your role, your employment may be contingent upon adherence to local policy. This may include pre-placement drug screening, medical review of physical fitness for the role, and background checks.