Job Description

Job Summary We are seeking a detail-oriented and analytical Junior Credit Analyst to join our team in Durban. The successful candidate will be responsible for assessing the financial position of clients, preparing comprehensive credit proposals, and ensuring all relevant information is accurately captured and maintained. This role requires strong financial analysis skills, a good understanding of credit processes, and the ability to work under pressure in a fast-paced environment.
Responsibilities
Analyse financial statements, management accounts, VAT returns, and book debts to assess client performance.
Prepare income statements, balance sheet spreads, and consolidations.
Research market trends and conduct qualitative reviews and corporate ratings.
Obtain client background information, credit reports, and security confirmations.
Create SWOT analyses to identify risks and potential hazards.
Prepare and maintain detailed manual exposure reports, ensuring securities and valuations are current.
Conduct sensitivity analyses for credit proposals.
Respond to queries from credit committees and the board.
Maintain and update trade review lists, registers, and tracking schedules.
Prepare and send trade review letters to clients and accountants.
Liaise with clients regarding book debts and resolve queries.
Follow up on outstanding financial information.
Review FICA documentation and ensure compliance.
Compile and maintain deal files.
Requirements
Degree or relevant qualification in Finance or Accounting.
2-3 years' experience in a finance or accounting environment.
Proficiency in MS Office.
Knowledge of credit policies and procedures.
Understanding of Shariah banking principles.
Familiarity with financial institution products and services.
Strong grasp of finance and accounting principles.
Benefits
Contact Hire Resolve for your next career-changing move today

• Apply for this role today, contact Gustav Vogel at Hire Resolve or on LinkedIn
• Send me your CV on +27 63 584 7231 (Whatsapp)
• You can also visit the Hire Resolve website:

or email us your CV: * Please use "Junior Credit Analyst " as your subject line when applying via email
We will contact you telephonically in 3 days should you be suitable for this vacancy. If you are not suitable, we will put your CV on file and contact you regarding any future
Hire Resolve
IT/Computer
Recruiter
About
Specialists in Civil, Structural, Mechanical Engineering, Information Technology, Mining, Manufacturing and Finance Careers! Hire Resolve is one of the larger and more agile South African recruitment companies that focus on placing professionals and skilled people in permanent employment and contract employment. We prefer and focus on working with top quality professionals and candidates in South Africa and Africa. Hire Resolve has successfully placed Engineering, Mining, IT, Manufacturing and Finance professionals with top firms across the Western Cape, Eastern Cape, KwaZulu Natal, Gauteng and in Africa. Hire Resolve has assisted candidates to find jobs at over 100 JSE listed companies of which many are global companies with offices and operations in South Africa and Africa. It is for this reason that we are well respected in the industries we operate in and in the recruitment industry.