Job Description

Job Summary A leading financial services company is seeking a Junior Credit Analyst to join their team. This role involves preparing comprehensive credit proposals for the Executive Credit Committee, assessing clients' financial health, and determining whether asset and/or trade finance can be extended.
Responsibilities
Credit Proposals:
Analyse financial statements and management accounts to assess applicants and guarantors
Prepare income statements, balance sheets, and consolidate information
Analyse VAT returns and book debts
Research market trends and determine repayment affordability
Obtain and verify client background information
Request credit reports and security confirmations
Create SWOT analyses
Maintain security and arrears tracking
Conduct sensitivity analysis for proposals
Prepare trust review information and identify risks
Respond to management and committee queries
Conduct monthly book debt analysis and updates
Liaise with clients on queries
Trade Finance Reviews:
Maintain and update trade review lists and registers
Track application status and approvals
Maintain outstanding information lists
Review Letters:
Prepare and follow up on trade review letters
General:
Follow up on financial information from clients
Review FICA documentation
Complete necessary checklists
Compile and maintain deal files
Requirements

• Degree or relevant qualifications in Finance/Accounting (highest level of competence)

• Minimum of 2-3 years' experience in the Finance/Accounting environment
• Proficiency in MS Office

Knowledge of:
Credit policies and procedures
Shariah banking principles
Bank's policies and procedures
Basic knowledge of the bank's products and services
Finance and accounting principles
Please Note, if you don't match the Requirements or Industry, you won't be consider for this role.
Benefits

• Apply for this role today, contact Sonique Beetge at Hire Resolve or on LinkedIn

• You can also visit the Hire Resolve website:

or email us your CV: * Please use "Junior Credit Analyst" as your subject line when applying via email
Contact Hire Resolve for your next career-changing move today We will contact you telephonically in 3 days should you be suitable for this vacancy. If you are not suitable, we will put your CV on file and contact you regarding any future vacancies that arise
Hire Resolve
IT/Computer
Recruiter
About
Specialists in Civil, Structural, Mechanical Engineering, Information Technology, Mining, Manufacturing and Finance Careers! Hire Resolve is one of the larger and more agile South African recruitment companies that focus on placing professionals and skilled people in permanent employment and contract employment. We prefer and focus on working with top quality professionals and candidates in South Africa and Africa. Hire Resolve has successfully placed Engineering, Mining, IT, Manufacturing and Finance professionals with top firms across the Western Cape, Eastern Cape, KwaZulu Natal, Gauteng and in Africa. Hire Resolve has assisted candidates to find jobs at over 100 JSE listed companies of which many are global companies with offices and operations in South Africa and Africa. It is for this reason that we are well respected in the industries we operate in and in the recruitment industry.