Head, Working Capital Credit

Johannesburg, GP, ZA, South Africa

Job Description

Job Overview

Business Segment:

Business & Commercial Banking

Location:

ZA, GP, Johannesburg, 30 Baker Street

Job Type:

Full-time

Job Ref ID:

80446425A-0001

Date Posted:

10/30/2025







To comprehensively manage the credit risk and to lead, develop and manage credit evaluation and credit risk management teams in support of Trade Finance, Debtors Finance & other working capital credit portfolios (as mandated) for Business and Commercial Banking, specifically in respect of the assessment of credit risk, sanctions, fulfilment, credit risk management, account maintenance and support of distressed and high-risk accounts in keeping with the Business and Commercial Banking Group credit policies and guidelines.



Qualifications



Type of Qualification:

Degree

Field of Study:

Finance or Accounting with a certificate in Trade Finance, or International Trade & Documentary Trade



Experience Required

Credit Risk - BCB

Risk & Corporate Affairs

More than 10 years

Credit evaluations experience, specifically in Trade Finance & Debtors Finance, but also in general business lending for Business or Commercial segment and Entrepreneur or small businesses. Deep understanding of credit principles and financial statements, particularly as relates to funding of working capital requirements, international trade, documentary trade & trade finance. Understands collateral and collections processes. Understands risk processes. Previous Structured and Specialised Lending credit experience is an advantage



More than 3 years



Experience in credit, risk or business roles in Trade Finance, International Trade, Documentary Trade, supporting growth of the product, management of the product, risk oversight or credit management of Trade, or business origination



Additional Information



Behavioural Competencies:



Articulating Information

Developing Expertise

Examining Information

Exploring Possibilities

Interpreting Data

Making Decisions

Developing strategies

Taking Action



Technical Competencies:



Evaluation of Internal Controls

Process Auditing

Risk Identification

Risk Management

Verbal Communication

Written Communication



Please note:

All our recruitment processes comply with the applicable local laws and regulations.



We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za



Please note:

All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za

Beware of fraud agents! do not pay money to get a job

MNCJobs.co.za will not be responsible for any payment made to a third-party. All Terms of Use are applicable.


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Job Detail

  • Job Id
    JD1575169
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Johannesburg, GP, ZA, South Africa
  • Education
    Not mentioned