To comprehensively manage the credit risk and to lead, develop and manage credit evaluation and credit risk management teams in support of Trade Finance, Debtors Finance & other working capital credit portfolios (as mandated) for Business and Commercial Banking, specifically in respect of the assessment of credit risk, sanctions, fulfilment, credit risk management, account maintenance and support of distressed and high-risk accounts in keeping with the Business and Commercial Banking Group credit policies and guidelines.
Qualifications
Type of Qualification:
Degree
Field of Study:
Finance or Accounting with a certificate in Trade Finance, or International Trade & Documentary Trade
Experience Required
Credit Risk - BCB
Risk & Corporate Affairs
More than 10 years
Credit evaluations experience, specifically in Trade Finance & Debtors Finance, but also in general business lending for Business or Commercial segment and Entrepreneur or small businesses. Deep understanding of credit principles and financial statements, particularly as relates to funding of working capital requirements, international trade, documentary trade & trade finance. Understands collateral and collections processes. Understands risk processes. Previous Structured and Specialised Lending credit experience is an advantage
More than 3 years
Experience in credit, risk or business roles in Trade Finance, International Trade, Documentary Trade, supporting growth of the product, management of the product, risk oversight or credit management of Trade, or business origination
Additional Information
Behavioural Competencies:
Articulating Information
Developing Expertise
Examining Information
Exploring Possibilities
Interpreting Data
Making Decisions
Developing strategies
Taking Action
Technical Competencies:
Evaluation of Internal Controls
Process Auditing
Risk Identification
Risk Management
Verbal Communication
Written Communication
Please note:
All our recruitment processes comply with the applicable local laws and regulations.
We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za
Please note:
All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za
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