Job Description

Finance Manager (CA)
Location: Cape Town, South Africa
About Jabu
We're shaking up Africa's financial landscape by digitizing cash transactions with smart devices. Backed by Y Combinator and world-class investors, Jabu is scaling fast, building real impact across the continent.
Key Responsibilities
Core Financial Management

• Oversee day-to-day accounting, ensuring compliance with local and international standards.
• Manage month-end, quarter-end, and year-end closes, providing accurate and timely financial reports.
• Supervise tax compliance and regulatory filings across multiple jurisdictions, optimizing Jabu's tax position.
• Coordinate both internal and external audits; maintain strong internal controls to mitigate risks.

Cost Allocation & Profitability

• Develop and implement frameworks for allocating direct and indirect costs at a granular level (e.g., per safe, per customer).
• Track and analyze profitability across different product lines, markets, and regions.
• Identify underperforming units or clients and recommend actions to improve margins or discontinue services.

Treasury & Payments Management

• Manage cash flow and working capital, ensuring operational continuity and strategic flexibility.
• Build relationships with banking partners, payment processors, and other financial institutions across African markets.
• Oversee cross-border and local payment processes, prioritizing security, speed, and cost-efficiency.

Financing & Loan Structuring

• Propose and evaluate financing strategies (e.g., bank loans, venture debt, asset financing) for product expansion (e.g., new JabuSafes).
• Negotiate terms with lenders or investors, managing interest rates, collateral requirements, and repayment schedules.
• Mitigate risks (currency fluctuations, rate volatility) with appropriate financial instruments or hedging strategies.

Strategic Financial Planning

• Collaborate with leadership to assess new market opportunities, create financial models, and guide investment decisions.
• Define and track key performance indicators (KPIs) that align with Jabu's growth objectives.
• Develop and maintain pricing and profitability strategies in collaboration with product and sales teams.

Team Leadership & Development

• Recruit, mentor, and scale a high-performing finance team capable of supporting multi-market operations.
• Implement robust financial systems, tools, and technologies to enhance reporting, analytics, and scalability.
• Foster a culture of continuous improvement and data-driven decision-making.