Job Description

Kickstart your career at Pepkor Payments and Lending!



We're offering exciting graduate internship opportunities within our Credit Risk and Data & Analytics teams. Whether your passion lies in Data Science, Business Intelligence (BI), or Credit Risk analytics, this is your chance to apply your analytical skills, learn from experienced professionals, and make an impact in the financial services industry.



About PPL:

Pepkor Payments and Lending (PPL) forms part of the Pepkor Group, and operates as a division of Pepkor Trading (Pty) Ltd, serving as a central support structure for Capfin and Tenacity Financial Services.



Being part of one of South Africa's largest and most trusted retail groups gives us a unique advantage: access to scale, expertise, and innovation. At PPL, we deliver specialised lending and payment solutions that not only drive the success of our retail partners but also strengthen our own business performance.



What's in It for You

Real-world experience working on impactful projects Mentorship from skilled data and credit professionals Exposure to industry-leading tools and technologies (SQL, Python, Power BI, , etc.) Insight into credit decisioning, data analysis, and business performance metrics A friendly, supportive work place with perks like our reward & recognition programme, games lounge, onsite wellness clinic, canteen with subsidised meals, and bi-monthly socials


About the role



You'll work alongside our Data & Analytics and Credit Risk teams to:

Analyse data to identify business trends and risk patterns Build reports and dashboards to support strategic decisions Develop and apply predictive models to improve business insights Gain exposure to BI, credit analytics, and data science processes Present insights that influence operational and credit performance


This role is ideal for graduates who enjoy problem-solving, data interpretation, and working in a fast-paced, analytical environment.


Who should apply



We're looking for someone who:

Has a growth mindset and passion for data storytelling. Is detail-oriented and thrives on accuracy. Enjoys problem-solving and analytical thinking. Works well independently and collaboratively. Can prioritise tasks effectively in a fast-paced environment.


Minimum requirements:

Relevant degree in one of the following:

o BCom Economics, Data Science, Statistics, or equivalent analytical qualification

o B-Degree in Data Science

Knowledge of SQL, Python, Power BI, or similar tools is advantageous


If this sounds like your kind of opportunity, we'd love to hear from you!

Don't miss out on this chance to build your future. Apply now and start your journey with Pepkor Payments and Lending!

Closing Date: 31 October 2025



Preference will be given to candidates from designated Employment Equity (EE) groups, in line with Pepkor's commitment to transformation and diversity