Credit Manager
Sandton, Johannesburg, South Africa
Job Description
Key Responsibilities
- Responsible for the review and approval of commercial credit proposals, Credit assessment and credit worthiness of the customer.
- Meet with applicants to obtain information for loan applications and to answer questions about the process.
- Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
- File Verification in terms of established credit guidelines, process and approval, maintain a good balance between returns and risks exposure.
- Review loan agreements to ensure that they are complete and accurate according to policy.
- Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
- Handle customer complaints and take appropriate action to resolve them.
- Market financial products to individuals and firms, promoting AFCL services that may meet customers' needs.
- Updating and Submitting monthly data to credit bureau as per banking regulations ,updating and preparing daily reports.
- Ensure all regular monthly reporting is generated for management review.
- Must have Credit management exposure.
- Must have excellent communication and inter-personal skills.
- Understanding of retail finance.
- Commerce of Finance Graduate.
- Between 6-8 years of experience (Overall).
- Relationship building.
- Communication & Interpersonal skills.
- Presentation skills.
- Credit management.
- Banks.
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Job Detail
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Job IdJD1425709
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:R25000 - 30000 per month
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Employment StatusPermanent
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Job LocationSandton, Johannesburg, South Africa
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EducationNot mentioned