Job Description

Introduction

Join Momentum Group's dynamic Balance Sheet Management team as a Corporate Credit Risk Analyst, where your expertise will help safeguard shareholder value through proactive credit risk assessment and portfolio management. This role offers the opportunity to engage with diverse corporate and public sector clients, conduct in-depth credit analysis, and contribute to strategic decision-making that strengthens the Group's financial resilience.

If you're analytically driven, commercially astute, and passionate about applying your financial acumen to complex risk environments, we invite you to be part of a team that values precision, collaboration, and impact.

Disclaimer

As an applicant, please verify the legitimacy of this job advert on our company career page.

Role Purpose

To assess, manage, and continuously monitor the corporate credit risk to which Momentum Group shareholders are exposed, while overseeing the overall credit risk management of a portfolio of corporate and public sector exposures. This includes proactively identifying, measuring, and managing credit risk across all product types for a single obligor, group, and portfolio.

Requirements

MINIMUM QUALIFICATIONS:

Bachelor's degree in finance, Statistics, Mathematics, Economics, or a related field; master's degree preferred.
Professional qualifications such as CFA, CIMA, ACA, or ACCA are highly beneficial

MINIMUM EXPERIENCE:

Minimum of 2 years of experience in credit risk assessment, financial analysis, or a related field.

KNOWLEDGE:

Understanding of corporate credit risk, credit risk models and frameworks.

Duties & Responsibilities

Credit Risk Assessment:

Perform in-depth fundamental credit analysis on a portfolio of corporate companies in diversified industries.
Prepare ratings and Loss Given Default (LGD) for credit counterparties.
Conduct industry and company-specific research to assess the creditworthiness of potential new credit investments.
Perform a credit assessment on complex project finance and renewable energy deals.
Discussion and presentation of the credit applications to the credit approval committee.
Attend client meetings to maintain effective client relationships and ensure successful service delivery and support.
Calculate impairments, when necessary, and report on impairments quarterly in the watchlist.
Assess, monitor, and manage credit risk exposures within the corporate credit portfolio.

Data Management:

Understand current credit and risk assessment tools, risk measurement and rating methodologies, including their underlying assumptions and potential weaknesses.

Reporting and Documentation:

Create comprehensive documentation of credit risk models, methodologies, and assumptions.
Prepare detailed credit risk reports and present them to senior management and stakeholders.

Stakeholder Collaboration:

Build and maintain high-quality relationships with external stakeholders, including corporate clients, external lenders and legal counsel.
Build and maintain high-quality relationships with internal stakeholders, including senior management, portfolio managers, and asset origination and legal teams.
Work closely with quantitative analysts and data scientists to enhance model functionality.

Regulatory Compliance:

Stay informed on relevant credit risk regulations and industry best practices.
Ensure all credit risk activities comply with evolving regulatory standards.

Finance Process:

Identify solutions to enhance cost-effectiveness and increase operational efficiency
Manage financial and other company resources under your control with due respect
Manage high-risk and problematic financial issues in the area of accountability and contribute to the development of policy

Competencies

Strong computer skills, proficiency with Microsoft Office Suite, Murex, Excel and Power BI
Clear and concise verbal and written communication skills
Sound judgment, logical reasoning and strong drive for results and success
Analytical thinking
Problem-solving skills
* Willingness to learn