Job Description

Primary Purpose

To assess and process applications for Lending Applications as well as monitor various other collateral functions.

Minimum Requirements

Qualifications


Banking Diploma /Finance Degree or Diploma

Competencies


Finance knowledge and ability to read financial statements Excellent computer skills in Word, Excel Accounting principles Good verbal and written communication Attention to detail Prioritizing Quality orientation Problem solving Organised Professionalism Confidentiality Innovation Team Player Assertiveness Cost conscious Motivated Ability to work under pressure Integrity Vision Independence

Ideal

Experience



3-5 years related experience

Duties and Responsibilities

FINANCIALS


Assessing, analyzing and interpreting complication financial information Completing loan application forms and submitting to loan committees for approval Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money Prepare reports that include the degree of risk involved in extending credit or lending money Generate financial ratios, using computer programs, to evaluate customers' financial status
CUSTOMER CENTRICITY


Ensures customer service excellence Communicate vision and services Identify problem areas and ensure corrective action is taken. Analysis of the month-end reports to ensure accuracy of data. Interprets business/customer requirements to provide timeous solutions. Responsiveness: Speed of responses, reaction time, going the extra mile, turnaround time.
REPORTS


Document Control Monthly reporting General Reporting

This position is advertised in line with our commitment to Employment Equity.