Job Description

A leading insurance company specializing in providing comprehensive coverage and risk management solutions to individuals and businesses is looking for a Commercial Underwriter that specializes in Body Corporates.

Job Summary:

As an Underwriter, you will play a pivotal role in assessing risks, evaluating insurance applications, and determining appropriate coverage for our clients. The ideal candidate for this position must possess a solid understanding of commercial lines of insurance, and be fully Fit and Proper

Responsibilities:

• Review and analyze insurance applications, supporting documents, and underwriting data to evaluate risks and determine insurability.
• Conduct thorough risk assessments, considering factors such as policy terms, coverage limits, deductibles, and potential hazards.
• Collaborate with agents, brokers, and clients to gather additional information and clarify policy details.
• Evaluate the financial stability and creditworthiness of applicants to assess potential risks accurately.
• Review and interpret policy terms, conditions, and exclusions to ensure compliance with underwriting guidelines and regulatory requirements.
• Stay updated on industry trends, market conditions, and changes in underwriting standards to make informed decisions.
• Collaborate with other departments, such as claims and legal, to resolve complex underwriting issues and inquiries.
• Maintain accurate and detailed underwriting records and documentation.

Qualifications and Requirements:

• A minimum of [5 years of experience in underwriting, with a focus on commercial lines. (Body Corporates)
• Possession of a valid RE5 qualification and FAIS credits.
• Must have binder experience.
• Experience working on Flexi will be advantageous.
• Strong knowledge of insurance principles, underwriting guidelines, and risk assessment techniques.
• Excellent analytical skills, with the ability to assess risks and make sound underwriting decisions.
• Strong attention to detail and ability to work with complex information and data.
• Effective communication skills, both verbal and written, with the ability to interact professionally with agents, brokers, and clients.
• Ability to work independently and manage multiple tasks within established deadlines.
• A team player with strong interpersonal skills and the ability to collaborate effectively with colleagues and cross-functional teams.

Client offers a competitive salary and benefits package, including Medical Aid, Provident Fund, assistance with qualifications and referral incentives.

Email: marizaan@proappoint.co.za

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