Job Description

Job Overview

Business Segment:

Business & Commercial Banking

Location:

ZA, Eastern Cape, Cradock, Cradock

Job Type:

Full-time

Job Ref ID:

80415506A-0001

Date Posted:

7/23/2025







To support the Relationship manager to grow and retain a portfolio of high value Premium Business Segment relationships by performing a proactive, mobile, value adding financial partnership role.

Ensures deep understanding of Customer's business through regular interaction with clients, including their place of business.

Employs the use of client value chain analysis to understand customer needs and deploy banking and financial solutions to meet those needs.

To do complex financial analysis on annual financial statements, management accounts and cash flow projections.

To write and motivate agricultural and business finance applications and to successfully present the case to a business and credit lending committee.

Managing the credit process from start to end including the collateral and the monitoring as well as annual review of all clients with credit facilities.



Qualifications



Qualification



B.Comm (Management Accounting), B.Comm (Accounting), B.Comm (Agricultural Economics), B.Sc. (Agricultural Economics) or similar

Honours Degree, SAICA Articles/CA(SA) or CIMA Qualified will be an advantage

FAIS Representative



Experience



4 Years experience in a Financial Management, Financial Accounting, Management Accounting role or similar

4 Years experience in a Credit/Financial Analyst role in Business Banking

Agricultural Knowledge / Experience will be an advantage



Additional Information



Behavioural Competencies



Adopting Practical Approaches

Challenging Ideas

Convincing People

Developing Expertise

Developing Strategies



Technical Competencies



Banking Process and Procedures

Business Acumen (Audit)

Customer Acceptance & Review (Business Banking)

Customer Understanding (Business Banking)

Financial Acumen

Risk Identification

Please note:

All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za