William Mtsweni
Job Family
Finance
Career Stream
Strategic
Leadership Pipeline
Manage Self: Technical
Job Purpose
Support the design, implementation, and optimization of collections and recoveries strategies for unsecured lending portfolios. Provide analytical insights, performance tracking, and recommendations to enhance recovery rates and minimize credit losses.
Job Responsibilities
Data Analysis & Insights
Analyze portfolio performance, delinquency trends, and recovery metrics.
Strategy monitoring.
Conduct root-cause analysis on performance variances and recommend corrective actions.
Strategy Support
Assist in designing and testing collections strategies across the delinquency lifecycle.
Support segmentation and risk-based treatment strategies.
Participate in champion/challenger experiments and document outcomes.
Performance Monitoring
Track KPIs and provide actionable insights to improve strategy effectiveness.
Identify emerging risks and propose adjustments to mitigate impact.
Compliance & Governance
Ensure adherence to regulatory requirements (e.g., NCA, POPIA) in all analytical outputs.
Maintain accurate documentation for audit and governance purposes.
Stakeholder Collaboration
Work closely with Credit Risk, Operations, and external partners to align analytics with business objectives.
Present findings and recommendations to internal stakeholders.
Continuous Improvement
Research industry trends and best practices to enhance collections strategies.
Contribute to innovation initiatives, including digital-first and data-driven approaches.
Skills & Competencies
Strong analytical and quantitative skills (SQL, SAS, Python, or similar).
Knowledge of credit risk, collections processes, and regulatory frameworks.
Ability to interpret complex data and communicate insights clearly.
Problem-solving mindset with attention to detail.
Excellent stakeholder engagement and presentation skills.
Essential Qualifications - NQF Level Advanced Diplomas/National 1st Degrees
Preferred Qualification Any NQF Level 7 Degree preferrably in Finance
Minimum Experience Level 3 to 5 years of experience in the Banking sector.
Brings 1 to 2 years of specialized expertise in
credit risk
, with a strong grasp of risk assessment and mitigation strategies.
Proven track record of leading and contributing to diverse
projects and campaigns
, showcasing adaptability and strategic thinking.
Comprehensive understanding of collections and recoveries, including the full lifecycle from delinquency to resolution.
Technical / Professional Knowledge
Banking procedures
Business principles
Business terms and definitions
Business writing
Communication Strategies
Data analysis
Industry trends
Microsoft Office
Principles of financial management
Principles of project management
Relevant software and systems knowledge
Research methodology
Decision-making process
Cluster Specific Operational Knowledge
Business Acumen
Governance, risk and controls
Regulatory knowledge
Banking knowledge
Behavioural Competencies Applied Learning
Communication
Collaborating
Work Standards
Managing Work
Technical/Professional Knowledge and Skills
- Please contact the Nedbank Recruiting Team at +27 860 555 566
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