Specialist: Credit And Risk Decision Science

Midrand, Johannesburg, South Africa

Job Description


Role purpose:

The candidate will be required to conduct ongoing/proactive/automated monitoring of the Vodacom post-paid portfolio through the use of advanced analytics in order to identify opportunities in terms of overall improvement (efficiency, cost, etc.) as well as those which will optimize the risk versus reward (revenue) dynamic of the base. The findings/learnings stemming from these activities should be presented (by the candidate) to mid/senior management in order to inform/influence future strategic decisions. The individual will also assist with the ongoing maintenance of the vetting decision engine (DataView 360) - this will include (a) the formulation of new vetting policy rule, (b) conducting independent analysis which informs the business case / logic of such rules, and (c) assist with the development, testing and deployment of the actual ruleset in to the decision engine.

Your responsibilities will include:

  • Conduct advance analytics and modelling relating to the following business themes within Credit and Risk:
o Credit Vetting - Monitor and analyse Scorecards, Policy Rules and performance data for integrity concerns and opportunity.
o Account Management - Manage the monthly account management processes by engaging with external stakeholders (vendors and credit bureaus), and ensure the overall integrity of the data and processes.
o Oversee the pre-vetting of leads provided by third party entities.
  • Conduct proactive analysis to mitigate credit risk (i.e. segment deep-dives).
  • Recommend credit policy changes based on the insight obtained through advanced analytics. (across the credit life cycle).
  • Generate and maintain periodic reports regarding credit vetting.
  • Summarizing findings, developing recommendations and presenting analyses to management in a clear, concise, convincing, and actionable format.
  • Assist with the formulation, development, implementation and testing of vetting decision logic in DataView360.
The ideal candidate for this role will have:

Must have technical / professional qualifications:
  • Qualification and experience -
  • Degree in Computer Science (BSc, BCom, BIng), Industrial Engineering (BSc, BIng) or Statistics (BSc, BCom)
o Preferably a post-graduate degree (Honours) in one of the above fields.

AND/OR
  • 2-3 years' experience in quantitative modelling and analytics.
  • Extensive programming (Python, R, SAS) and data management (SQL) experience on a technical level.
  • Experience working with vetting decision engines (Transact, PowerCurve, DataView360)
Core competencies (functional), knowledge and experience:
  • Proficiency in Programming using various data management platforms / frameworks (SAS, Python, R or similar), with an ability to adapt to new methodologies/applications.
  • Working with and querying Big Data (SQL or similar).
  • Extensive knowledge of Credit systems in general.
  • Effective Communication and Report writing.
  • Experience in the design and implementation of reporting dashboards (Shiny / Streamlit) will be an added benefit.
  • Experience in report automation.
Closing date for Applications: 13 September 2023.

The base location for this role is, Midrand, Vodacom Campus.

The Company s approved Employment Equity Plan and Targets will be considered as part of the recruitment process. As an Equal Opportunities employer, we actively encourage and welcome people with various disabilities to apply.
Vodacom is committed to an organisational culture that recognises, appreciates and values diversity & inclusion.

Commitment from Vodacom

Vodacom is committed to attracting, developing and retaining the very best people by offering a flexible, motivating and inclusive workplace in which talent is truly recognized, developed and rewarded. We believe that diversity plays an important role in the success of our business and we are committed to creating an inclusive work environment which respects, values, celebrates and makes the most of peoplexe2x80x99s individual differences - we are not only multinational but multicultural too. At Vodacom you will have access to our excellent flexible benefits programme that you would expect from any global company.

Vodafone

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Job Detail

  • Job Id
    JD1255746
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Midrand, Johannesburg, South Africa
  • Education
    Not mentioned