Job Description

Job Overview

Business Segment:

Personal & Private Banking

Location:

ZA, GP, Johannesburg, 30 Baker Street

Job Type:

Full-time

Job Ref ID:

80446429A-0001

Date Posted:

11/5/2025







The role of Credit Risk Assurance provides independent oversight and support to retail teams who are responsible for managing credit risk. The role ensures that risk taken remain compatible with Risk Appetite and regulatory requirements. The main objective of the role is to develop, maintain and cascade the risk assurance framework and architecture in the context of the business strategy for all risk types and across all African geographies. The main deliverables of the role will be conducting Credit Risk Assurance Reviews, completing review reports and presenting results to senior stakeholders. The role will also partner with Risk Governance and NFR(i.e. Non-Financial Risk) partners, by providing key assurance insights and learnings, that enriches the content and effectiveness of Risk standards, policies, and procedures relevant to the business and aligned to the relevant Domain standards.



Qualifications

Completed Matric

Bachelor of Commerce Degree

Post Graduate Diploma Credit risk management, Governance and Internal Controls in a Retail Banking environment.



Experience



5-7 years' experience in Credit risk management, Governance and Internal Controls in a Retail Banking environment.

5-7 years' experience Leader of people or teams.

5-7 years experience in Risk assurance/ audit experience in a banking environment. An understanding of retail banking products (Secured and Unsecured) as well as the credit life cycle.

Additional Information



Behavioral Competencies



Examining Information

Team Working

Upholding Standards

Making Decisions

Exploring Possibilities

Interpersonal Skills

Conflict management



Technical Competencies



Collaboration

Continuous Process Improvement

Data Compliance

Report Writing

Great negotiation skills

Evaluating Risk Management Effectiveness

Please note:

All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za