Job Description

Synopsis

To evaluate and present applications for funding and structure deals that contribute towards the SBU objectives and the growth and development of the small business sector.



This would include performing the complex financial and/or technical and/or marketing due diligence functions across the country, as well as leading a due diligence team and ensuring risk identification and mitigation.



It is also required to assist the Regional Manager with the implementation of corporate wide initiatives as and when required.

Qualification and Experience

Minimum qualification: relevant commercial or technical honours degree

CA (SA) qualification will be an advantage

8-10 years' related experience of which 8 years should be in deal assessment as well as closing of transactions (i.e. management of approved deals up to first drawdown, including ensuring timely conclusion of legal agreements).

Declared competent in three due diligence disciplines (Marketing, Technical, and Financial)

Grounded in all three disciplines

Transaction leadership (complex deals)

Knowledge in assessing all associated issues in a transaction (Legal, risks, etc.)

Experience in peer review

Experience in interpretation and analysis of financial statements

Knowledge of the market environment and technology landscape

Knowledge of financing instruments

Understand and review models of proposed financial structures

Competent in coaching and mentoring of team members.

Roles and Responsibilities

Financial / Shareholder Returns

Evaluate and effectively structure transactions with detailed application of IDC financing instruments.

Ensure financial soundness of all credit submissions.

Internal / Operational Processes

Evaluate applications for finance (financial, technical and marketing disciplines)

Deal structuring - Designing and negotiating the financial, commercial, environmental, health & safety (EHS), legal and other relationships between the client and IDC for the specific deal (where applicable).

Risk identification and mitigation

Leading of due diligence teams on high value / complex transactions

Deal optimization - ensuring that the deal is aligned with the strategic objectives of the unit and will contribute to meeting industry development goals

Support the development and implementation of strategies or action plans to drive the SBU's strategic objectives.

Account management function up to first draw

Prepare well written and motivated reports for presentation to the relevant Credit and other committees as required.

Conduct peer reviews on all due diligence disciplines.

Training, mentoring and coaching of Business Analysts and Dealmakers

Provide advice to Business Analysts and Dealmakers in the handling of enquiries and applications

Roles and Responsibilities (cont.)

Customer Focus & Stakeholder Management

To effectively interact with different SBUs and departments in order to fulfil the process requirements related to any specific deal / transaction.

Manage and enhance the levels of service and communication to ensure the provision of client service excellence.

Build and maintain a strong deal pipeline

Proactively drive new business growth in line with specific initiatives that are aligned to the SBU strategy including plan of action in respect of cold calling, presentations, travel plan, entertaining potential clients to extend the reach of the Regional Office resulting in new applications pitched and/or approved by the IDC

Learning, Leadership & People Growth

Provide team leadership in transactions during due diligence

Manage own development to enhance own competencies

Participate in knowledge sharing in the team and cross functional

Coaching and mentoring team members



Job Reference: IDC00612