Job Description

Empowering Africa's tomorrow, together...one story at a time.
With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
Job Summary The Wealth Credit Origination and Structuring team is responsible for the origination and structuring of lending solutions that suit our client base in the Wealth and Family Office market segment.

Based in KZN, the Credit Structurer role is of strategic importance and plays a critical role in the organisation. The role works closely with Wealth Bankers, Absa Product Houses, Credit Sanctioning and Support teams.
The team is actively involved in the origination and distribution of transactions, providing structuring guidance and feedback on pricing, risk and lending solutions to both the bank's clients and internal product partners, to manage the flow of transactions and lending for the region.
The role within Wealth Credit Origination and Structuring will extend to senior secured debt, asset funding, commercial and residential property development and investment funding, liquidity, and term funding.
The Wealth Credit Origination and Structuring team has the additional responsibility of overall portfolio risk management, initiative-taking identification of distressed debt and mitigation and restructuring where applicable.
This role is suited to an extroverted individual with a relevant commerce degree combined with a relevant postgraduate degree/qualification, coupled with a minimum of 5 years of relevant lending, and good general banking experience in the Ultra High Networth and Family Office client segment.
It will require a high degree of professionalism along with strong business acumen, an in-depth understanding of financial analysis, and good presentation and communication skills, both verbal and written. Coupled with an initiative-taker attitude, a positive collaborator and an established network of business and professional connections.
Education
Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)
Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.
Absa Bank Limited reserves the right not to make an appointment to the post as advertised