Job Description

Job Purpose

To provide superior client service, enabling the Africa Strategy by applying sound lending credit principles and experience in Africa lending thereby enabling Nedbank to grow its client base within an acceptable credit risk appetite in line with the Africa Strategy.

Job Responsibilities

Provide key insights into Africa projects/deals across various sectors to direct reports and to stakeholders across various product areas.

Build effective working relationships with stakeholders to collaborate across various Business Units

Collaboration with Business Sectors providing credit insights/solutions/alternative funding solutions to ensure risk is acceptable.

Ability to voice opinions/views in credit committees.

Manage daily activities of direct reports by monitoring the staff output.

Manage performance of the team by effective leadership, coaching direct reports, thereby enhancing team and retain and attract intellectual capital to the institution.

Ensure compliance by sanctioning credit decisions based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided within applicable mandate.

Provide inputs into processes and policies to enhance efficiencies in the team.

Keep abreast of Africa market developments and adapt to changes in Legislation, economic and industry conditions by implementing the changes to credit policies, processes and systems where applicable and assessing impact on the portfolios and take mitigating steps for impacted clients.

Identify the various credit risks pertaining to a client by analysing and interpreting financial, market and business information, including impact of factors impacting the jurisdiction in which they operate.

Ensure risks are appropriately addressed in submissions of credit applications /reviews / portfolio reports by reviewing and evaluating information from direct reports and stakeholders.

Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.

Identify training courses and career progression for self through input and feedback from management.

Ensure all personal development plan activities are completed within specified timeframe.

Share knowledge and industry trends with team and stakeholders during formal and informal interaction.

Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.

Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).

Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g. Green Strategy).

Willingness to travel into Africa to engage clients and business teams in country.

Essential Qualifications - NQF Level
Advanced Diplomas/National 1st Degrees Professional Qualifications/Honour's Degree Preferred Qualification

Post Graduate Qualifications/Accounting/Chartered Accountant
Minimum Experience Level

3 years management experience in credit granting across industry sectors in Corporate and Investment Banking for deals in Africa.

Technical / Professional Knowledge

Governance, Risk and Controls Banking knowledge Business principles Communication Strategies Decision-making process Data analysis Portfolio Management Research methodology Industry trends Behavioural Competencies
Earning Trust Communication Innovation Continuous Improvement Building partnerships Planning and Organizing
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Please contact the Nedbank Recruiting Team at +27 860 555 566