Job Description

Senior Credit Analyst

Location: 135 Rivonia Road, Sandown, Sandton, Johannesburg.

Recruiter: Lebohang Monate

Closing Date: 22 October 2025

Job Family

Credit

Career Stream

Credit Management

Leadership Pipeline

Manage Self: Professional

Job Purpose

To provide support services to the credit community on matters relating to credit bureaus, the data and systems and contribute to the optimisation of the credit portfolio in line with Nedbank's strategic objectives.

Job Responsibilities

Developing and providing meaningful analytics and reporting/presenting to stakeholders to inform decision making across the credit lifecycle. Manage and resolve credit bureau or service related queries within acceptable timeframes Manage the financial components including analysing the cost, the payment of invoices, usage of services and handling related queries. Serve as a subject matter expert to assist stakeholders on matters relating to the data, processes and regulatory requirements. As well as ensuring Nedbank's compliance to the appropriate regulations. Responsible for user administration and providing training and support on systems and processes. Monitoring the data quality and drive improvements on the quality of the data. This covers the end to end bureau data lifecycle (across data transmissions, data loading etc) Identify opportunities to improve or enhance processes by identifying and recommending improvements to systems, code, data usage etc to add value to Nedbank. Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) Drive/support strategic initiatives and adhoc requests Build and maintain effective internal and external stakeholder relationships Share knowledge and industry trends with team and stakeholders during formal and informal interaction. Minimum Experience Level
5+ years experience within a credit environment Data mining and analytical skills Technical skills: SAS/SQL/Netezza/Excel/Python Problem solving

Preferred Qualification

Bachelors Degree.
Essential Qualifications - NQF Level
Advanced Diplomas/National 1st Degrees

Type of Exposure

Analysing situations or data that require an in depth evaluation of multiple factors
Working with a group and individually to identify alternative solutions to a problem Developing ways to manage risks Building and maintaining effective cross-functional relationships with internal and external stakeholders Analysing and interpreting qualitative and quantitative data Interacting with various levels of management Influencing stakeholders to obtain buy-in for concepts and ideas Comparing two or more sets of information Providing professional advice/opinion Using different approaches in new work situations

Technical / Professional Knowledge

Banking knowledge Communication Strategies Data analysis Governance, Risk and Controls Industry trends Principles of financial management Relevant regulatory knowledge Relevant software and systems knowledge Research methodology Business Acumen Behavioural Competencies
Coaching Communication Continuous Learning Collaborating Work Standards Technical/Professional Knowledge and Skills
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Please contact the Nedbank Recruiting Team at +27 860 555 566