Senior Business Analyst – Card Payments

Sandton, Johannesburg, South Africa

Job Description

We are seeking a highly experienced Senior Business Analyst with deep expertise in the banking and card payments domain to join a leading financial institution on a 12-month contract.
This role requires a seasoned BA with proven experience in migration initiatives within card and payments environments, including issuing, acquiring, scheme integrations, and processing platforms. The successful candidate will play a key role in delivering complex transformation and migration projects impacting card systems and payment infrastructure.
Role Overview
You will work across business and technology teams to drive the successful delivery of card payment migration initiatives. This includes requirements elicitation, impact assessments, stakeholder engagement, regulatory alignment, and ensuring seamless integration across systems and processes.
This is a high-visibility role requiring strong banking domain knowledge, particularly within:
Card Issuing & Acquiring
Scheme integrations (e.g., Visa, Mastercard)
Authorization & Switching platforms
Settlement & Reconciliation
Disputes & Chargebacks
Regulatory and compliance requirements
Key Responsibilities
Lead end-to-end business analysis activities for card payment migration projects within a banking environment.
Collaborate with business stakeholders, product owners, compliance teams, and technical delivery teams to gather and document detailed requirements.
Conduct comprehensive impact analysis across card systems, payment platforms, and downstream integrations.
Develop:
Business process models
User stories & epics
Functional and non-functional requirements
Data mapping and migration specifications
Support data migration strategy, validation, and reconciliation processes.
Facilitate workshops and stakeholder engagements to drive alignment and consensus.
Translate complex business requirements into clear technical specifications for development teams.
Provide subject matter expertise on:
Card lifecycle management
Authorization flows
Settlement & reconciliation
Dispute handling
Regulatory compliance
Support UAT planning, execution, defect triage, and sign-off.
Identify risks and proactively manage migration-related issues.
Work within Agile delivery environments, contributing to sprint planning and backlog refinement.
Minimum Requirements
8+ years' experience as a Business Analyst within the banking industry
Strong hands-on experience in card payments (issuing and/or acquiring)
Proven track record in migration or transformation projects
Solid understanding of:
Core banking systems
Card management systems
Payment processing platforms
Regulatory and compliance frameworks
Experience in requirements elicitation, process modelling, and documentation.
Strong stakeholder management skills across business and IT.
Experience working in Agile/Scrum environments.
FTI or IIBA certification (required).
Advantageous
Experience with major card schemes (Visa, Mastercard).
Exposure to payment switches or platforms (e.g., Postilion, Base24, etc.).
Knowledge of data migration tools and reconciliation techniques.
CBAP, PMI-PBA, or equivalent certification.
Understanding of PMBOK, PRINCE2 or structured delivery frameworks.
Key Competencies
Strong analytical and problem-solving skills
Excellent communication and stakeholder engagement
Ability to operate in complex, regulated environments
Detail-oriented with strong documentation discipline
Resilient and delivery-focused
If you are a seasoned banking BA with strong card payments and migration experience, this is an excellent opportunity to contribute to a strategic transformation initiative within a leading financial institution.

Skills Required

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Job Detail

  • Job Id
    JD1653854
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Sandton, Johannesburg, South Africa
  • Education
    Not mentioned