Job Description

Agri Credit Solutions is seeking the services of a Relationship Manager: Credit (Level 1) to provide credit solutions to our customers through an integrated strategic relationship to optimise business with the Senwes group.

Grow integrated business through the retention of current and recruitment of new clients.

Analysis of client portfolio to identify business potential/opportunities (in collaboration with other business divisions within the Senwes Group). Determine current Net Operating Return on Sales (NORS)/ profitability. Identify gaps / business opportunity to grow profitability/ NORS in collaboration with colleagues from other business divisions within the Senwes Group. Engage with client to determine their strategic direction for their business and to determine whether it aligns with the Senwes business offering. Determine challenges/restrictions to unlock business opportunities for the Senwes Group with the client through facilitating credit transactions and or arrange and facilitate discussion between client and colleagues/representatives from other divisions with the Senwes Group. Client portfolio management. Obtain new client referrals/leads focusing on clients that are already doing other business with the Senwes Group. Evaluate the business opportunities.

Portfolio Management & Credit Recovery and Optimal Return on Capital on the Credit Book

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Complete credit application and apply for credit facilities as discussed with clients and follow up on status of the application. Evaluate applications and make recommendations in terms of interest rate and fees according to the guidelines, risk, and NORS of client to credit committee. Discuss outcome and or terms and conditions of application/credit approval with client. Facilitate/ Assist with the amendment of existing credit application and or establishment of security / adherence to terms and conditions of the credit approval (registration of securities, grain contracts etc.) Arrange for availability of credit limits. Monitor utilisation of credit facilities and follow up with relevant parties. Complete relevant reports to communicate progress against targets. Assist with client queries (including queries that relate to other business units in the Senwes Group), needs and referrals. Responsible for the effective implementation of all credit related strategies that are aligned to the broader Sewens Group Strategy and promotion of credit products (including new products). Ensure compliance in terms of all laws and regulations (POPIA, FICA, NCA etc). Consult with internal and external clients to determine potential risk. Determine options to collect or extend credit and initiate measures and follow up on progress.

Qualifications:

At least 2-3 years relevant working experience in financing environment.

Requirements (South Africa):

Relevant BCom or Agricultural degree (FAIS qualification desirable).

Closing date:

15 June 2025.



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We are committed to transformation through the appointment of persons from designated groups and potential candidates from these groups will enjoy preference. Kindly note that a consumer credit record will be requested in respect of all appointments which involve dealing with cash or finances. * Should we not have contacted you within six weeks of the closing date, you may assume that your application has been unsuccessful.