Quantitative Analyst â?? Credit Modelling

Centurion, Gauteng, South Africa

Job Description

About the Role
A fast-growing fintech company is looking for a Quantitative Analyst with a strong background in credit risk modelling to join its Data & Analytics team. The business provides innovative financial services including mobile money, remittances, and micro-lending, targeting underserved and emerging markets.
This is a high-impact, mid-senior level role for someone who thrives in a fast-paced, data-driven environment and is passionate about building robust models that support inclusive lending.
Key Responsibilities

  • Design, build, and validate credit scoring models to support decisioning for acquisition, behavioural, and collections strategies.
  • Leverage customer data and alternative data sources to improve credit risk assessments and portfolio quality.
  • Work closely with Risk, Product, and Finance teams to support strategy around lending, pricing, and risk appetite.
  • Monitor model performance and recalibrate as needed to ensure stability and regulatory alignment.
  • Develop portfolio segmentation strategies and contribute to policy design for credit and collections.
  • Build dashboards and automated tools to track credit KPIs and risk indicators.
  • Present insights and model outcomes clearly to business and technical stakeholders.
Requirements
  • Bachelor's or Honours degree in a quantitative discipline (e.g., Statistics, Mathematics, Actuarial Science, Data Science, Engineering, or Computer Science).
  • 3-6 years of experience in a quantitative, risk, or analytics role, with a strong focus on credit modelling.
  • Hands-on experience developing, validating, and deploying credit risk models (application and behavioural).
  • Knowledge of credit risk metrics such as PD, LGD, and EAD.
  • Strong skills in Python or R, and SQL for data analysis and modelling.
  • Solid grasp of statistical and machine learning techniques such as logistic regression, decision trees, and segmentation.
  • Strong communication skills with the ability to explain analytical results to non-technical teams.
Nice to Have
  • Experience using alternative data in risk modelling, particularly in emerging markets.
  • Exposure to digital lending, mobile money, or informal credit markets.
  • Familiarity with Power BI, Tableau, or other data visualization tools.
  • Experience working in a cloud environment (AWS, GCP, Azure).
How to Apply:
If you meet the above requirements, please send your resume DIRECTLY to:
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Job Detail

  • Job Id
    JD1441623
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Centurion, Gauteng, South Africa
  • Education
    Not mentioned