Product Head, Sme Insurance & Beyond

Johannesburg, GP, ZA, South Africa

Job Description

Job Overview

Business Segment:

Business & Commercial Banking

Location:

ZA, GP, Johannesburg, 30 Baker Street

Job Type:

Full-time

Job Ref ID:

80438339A-0002

Date Posted:

8/15/2025







Lead the development of innovative protection solutions for small and medium businesses, anchored in short-term and long-term insurance and extending into offerings beyond insurance. Drive product strategy, design, and delivery to help SMEs safeguard their people, assets, and operations through any challenge. Requires 10+ years' senior product, financial, or insurance experience with a proven track record in delivering impactful, market-ready solutions.



Qualifications



Type of Qualification:

First Degree

Field of Study:

Actuarial Science, Engineering or Business Commerce



Experience Required



Business & Commercial Banking / Financial Services



3-4 years in a product management or proposition development role within insurance, banking, or other financial services.

Hands-on experience in designing, building, and launching solutions for clients, ideally SMEs.

Exposure to short-term and/or long-term insurance products.

Strong understanding of how financial products are structured, priced, and distributed.

Familiarity with operating in regulated financial environments, balancing client needs with commercial and compliance requirements.



Leadership & Strategic Delivery



5-7 years in senior product, strategy, or innovation roles within a financial institution or insurer.

Demonstrated success in creating commercially viable client solutions that deliver measurable value and business growth.

Skilled in product lifecycle management, go-to-market execution, and managing financial performance (value creation, cost optimisation, ROE improvement).

Solid grasp of SME market dynamics - including client needs, competitor landscape, and profitability levers.

Additional Information



Behavioural Competencies:



Developing Strategies

Embracing Change

Empowering Individuals

Establishing Rapport

Generating Ideas

Making Decisions

Producing Output

Pursuing Goals

Showing Composure

Taking Action

Understanding People

Valuing Individuals



Technical Competencies:



Economic Capital Management

Risk Reporting

Risk Response Strategy

Risk/ Reward Thinking

Written Communication



Please note:

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Job Detail

  • Job Id
    JD1490691
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Johannesburg, GP, ZA, South Africa
  • Education
    Not mentioned