Job Description

Requisition Details & Talent Acquisition Contact

Requisition nr:

142399

Talent Acquisition Specialist:

Tshego Semenya

Location:

135 Rivonia Road, Sandown

Closing date:

14 October 2025

Cluster

Business and Commercial Banking

Career Stream

Credit Collections

Leadership Pipeline

Manage Self: Professional

Position

Mngr: Credit Risk Review & Monitoring

Why join our team!

Join a team where your credit expertise doesn't just support the business--it shapes it. As Manager: Credit Risk Review & Monitoring, you'll be at the forefront of safeguarding and enhancing credit quality across Nedbank's Retail, Business Banking, and Rest of Africa portfolios. This is more than a monitoring role--it's a strategic vantage point that offers deep exposure to diverse credit environments, from high-value commercial deals to complex regional lending practices.



You'll work closely with senior stakeholders, lead impactful credit reviews, and contribute to shaping the bank's credit risk posture. The role offers a unique blend of autonomy and collaboration, with opportunities to lead projects, influence policy, and mentor others.



Please note: due to the nature of overlapping projects and tight delivery timelines, extended working hours may occasionally be required. If you're looking for a role that challenges your thinking, broadens your perspective, and positions you as a key player in credit risk strategy--this is your next career move. At Nedbank, we don't just offer jobs--we offer journeys.

Job Purpose

Monitoring of the end-to-end credit lifecycle across lending products for Business and Commercial Banking and Rest of Africa, to provide oversight and optimise the quality of the credit portfolio

Job Responsibilities

To monitor and report on the underlying Credit Risk in Retail and Business Banking and Rest of Africa. Monitor quality in Credit processes, credit evaluations and credit judgement. Perform adequate post approval/disbursement checks through statistical as well as sampling method. Formulate and institutionalise early warning processes at client and portfolio level. To provide input into the formulation of appropriate credit risk policies and procedures. To monitor whether credit policies and guidelines are complied with. Manage credit or service related queries within acceptable timeframes by resolving or reallocating to the subject matter experts. Ensure collaborative working relationships through regular, honest engagement with managers and team members. Ensure business effectiveness by providing input into systems, processes and policies. Understand and embrace the Nedbank Vision and Values by leading by example and re-enforcing values during meetings. Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc). Create a client service culture through various required interventions. Encourage team to generate innovative ideas and share knowledge. Minimum Experience Level
Banking Regulatory and Process experience including product knowledge. At least 10 years' experience of which 5 years must be in a banking environment within Retail and or Business Banking specifically credit management. Understanding of specialised finance credit assessment processes. Understanding of banking regulations, specifically the role of NCR, the SARB, as well as BASA. Retail and Business banking system experience would be an advantage Essential Qualifications - NQF Level
Advanced Diplomas/National 1st Degrees Diploma Preferred Qualification
Relevant Degree in Accounting or Financial Management or similar.]

Type of Exposure

Creating a business plan. Implementing a strategic plan. Investigating and reviewing processes to improve client satisfaction. Coaching and mentoring others. Managing business risks

Technical / Professional Knowledge

Business administration and management Financial Accounting Principles Governance, Risk and Controls Operations planning Principles of project management Relevant regulatory knowledge Service level agreements Staff resource planning Strategic planning Management information and reporting principles, tools and mechanisms

Disclaimer

Preference will be given to candidates from the underrepresented groups

Please contact the Nedbank Recruiting Team at +27 860 555 566


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Please contact the Nedbank Recruiting Team at +27 860 555 566