Job Description

Requisition Details & Talent Acquisition Contact
Requisition nr: 142399
Talent Acquisition Specialist: Tshego Semenya
Location: 135 Rivonia Road, Sandown
Closing date: 14 October 2025
Cluster
Business and Commercial Banking
Career Stream
Credit Collections
Leadership Pipeline
Manage Self: Professional
Position
Mngr: Credit Risk Review & Monitoring
Why join our team!
Join a team where your credit expertise doesn't just support the business--it shapes it. As Manager: Credit Risk Review & Monitoring, you'll be at the forefront of safeguarding and enhancing credit quality across Nedbank's Retail, Business Banking, and Rest of Africa portfolios. This is more than a monitoring role--it's a strategic vantage point that offers deep exposure to diverse credit environments, from high-value commercial deals to complex regional lending practices.
You'll work closely with senior stakeholders, lead impactful credit reviews, and contribute to shaping the bank's credit risk posture. The role offers a unique blend of autonomy and collaboration, with opportunities to lead projects, influence policy, and mentor others.
Please note: due to the nature of overlapping projects and tight delivery timelines, extended working hours may occasionally be required. If you're looking for a role that challenges your thinking, broadens your perspective, and positions you as a key player in credit risk strategy--this is your next career move. At Nedbank, we don't just offer jobs--we offer journeys.
Job Purpose
Monitoring of the end-to-end credit lifecycle across lending products for Business and Commercial Banking and Rest of Africa, to provide oversight and optimise the quality of the credit portfolio
Job Responsibilities

• To monitor and report on the underlying Credit Risk in Retail and Business Banking and Rest of Africa.
• Monitor quality in Credit processes, credit evaluations and credit judgement.
• Perform adequate post approval/disbursement checks through statistical as well as sampling method.
• Formulate and institutionalise early warning processes at client and portfolio level.
• To provide input into the formulation of appropriate credit risk policies and procedures.
• To monitor whether credit policies and guidelines are complied with.
• Manage credit or service related queries within acceptable timeframes by resolving or reallocating to the subject matter experts.
• Ensure collaborative working relationships through regular, honest engagement with managers and team members.
• Ensure business effectiveness by providing input into systems, processes and policies.
• Understand and embrace the Nedbank Vision and Values by leading by example and re-enforcing values during meetings.
• Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
• Create a client service culture through various required interventions.
• Encourage team to generate innovative ideas and share knowledge.

Minimum Experience Level

• Banking Regulatory and Process experience including product knowledge.
• At least 10 years' experience of which 5 years must be in a banking environment within Retail and or Business Banking specifically credit management.
• Understanding of specialised finance credit assessment processes.
• Understanding of banking regulations, specifically the role of NCR, the SARB, as well as BASA.
• Retail and Business banking system experience would be an advantage

Essential Qualifications - NQF Level

• Advanced Diplomas/National 1st Degrees
• Diploma

Preferred Qualification

• Relevant Degree in Accounting or Financial Management or similar.]

Type of Exposure

• Creating a business plan.
• Implementing a strategic plan.
• Investigating and reviewing processes to improve client satisfaction.
• Coaching and mentoring others.
• Managing business risks

Technical / Professional Knowledge

• Business administration and management
• Financial Accounting Principles
• Governance, Risk and Controls
• Operations planning
• Principles of project management
• Relevant regulatory knowledge
• Service level agreements
• Staff resource planning
• Strategic planning
• Management information and reporting principles, tools and mechanisms

Disclaimer
Preference will be given to candidates from the underrepresented groups
Please contact the Nedbank Recruiting Team at +27 860 555 566
Please contact the Nedbank Recruiting Team at +27 860 555 566

Skills Required